Henderson County property record for 2450 Cobblestone Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 2002 |
| Lot Size | 0.303 acres (13,230 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Apr 2025) |
| Tax Bill | $2,782 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65M-108 |
| Primary APN | 65M-108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,230 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 99 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Sewer | Connected |
| Account Number | 47616 |
|---|---|
| Street Address | 2450 COBBLESTONE DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | STEPPING STONE |
| Legal Block | 5 |
| Legal Lot Number | 44 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20603 |
Source: Henderson County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK |
| Sep 5, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Apr 14, 2025 | Deed, Transfer UNKNOWN, MULTIPLE |
| Oct 9, 2020 | Deed, Transfer · Conventional Mortgage FIELD & MAIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Oct 9, 2020 · Amount on Record |
| Deed Document Number | 2025003416 |
| Deed Book / Page | RE682 / 388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Sep 8, 2026 |
| Property Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Document Number | 0000009295 |
| Book / Page | 1513 / 764 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20269295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Document Number | 0000009295, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 1513/764 |
| Instrument | 20269295 |
| Name | STOCK YARDS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT1247/313 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | MT 1247/313 |
| Instrument | 2017009883 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT1291/326 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | MT 1291/326 |
| Instrument | 2019008603 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Lending Institution |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 10, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Apr 14, 2025 |
| Property Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Document Number | 0RE682/388 |
| Book / Page | RE682 / 388 |
| Map Reference | MB 11 PG 157 |
| Instrument Date | Apr 1, 2025 |
| Instrument | 2025003416 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6451 THORN RIDGE DR, HENDERSON, KY 42420-8750 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Oct 9, 2020 |
| Property Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Document Number | RE0646/700 |
| Book / Page | RE 0646 / 700 |
| Map Reference | MB 7 PG 296 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020010736 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2450 COBBLESTONE DR, HENDERSON, KY 42420-2596 |
| Name | Verified Name |
|---|---|
| Address | 13228 STATE ROUTE 136 E, HENDERSON, KY 42420-9579 |
| Document Number | 2020010737 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020010737 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,782.00 (-1.87%) Homeowner's exemption | $300,000 (-) | $300,000 (-) |
| 2023 | $2,835.00 (+6.86%) Homeowner's exemption | $300,000 (+7.14%) | $300,000 (+7.14%) |
| 2022 | $2,653.00 Homeowner's exemption | $280,000 | $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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