2441 Cobblestone Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2441 Cobblestone Dr, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,768 sqft · built 2004
Lot Size0.28 acres (12,231 sqft)
OwnerIndividual Name on Record
Last Sale$264,500 (Jun 2007)
Tax Bill$2,938 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN65M-109

Property Details

APN / Parcel Number

Primary APN65M-109
Alternative APN
  • 37865

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,768 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,231 sqft (0.28 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area459 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number37865
Street Address2441 COBBLESTONE DR
CityHENDERSON
StateKY
Zip42420-2597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionSTEPPING STONE
Legal Block5
Legal Lot Number45
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group2
Census Block2005
Census Tract20603

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2441 COBBLESTONE DR, HENDERSON, KY 42420-2597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 9, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2007 · Amount on Record
Deed SaleJun 25, 2007 · Amount on Record
Prior SaleJun 25, 2007 · Amount on Record
Deed Document Number0000556033
Deed Book / Page556 / 033
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address2441 COBBLESTONE DR, HENDERSON, KY 42420-2597
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 COBBLESTONE DR, HENDERSON, KY 42420-2597

Mortgage

Document Number0MT1337/12
DateDec 9, 2020
Book PageMT 1337/12
Instrument2020013055
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueAug 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address2441 COBBLESTONE DR, HENDERSON, KY 42420-2597
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 COBBLESTONE DR, HENDERSON, KY 42420-2597

Mortgage

Document Number00MT1337/1
DateDec 9, 2020
Book PageMT 1337/1
Instrument2020013053
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term236 Months
DueAug 15, 2040

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,938.00 (-0.81%)$265,000 (-)$265,000 (-)
2023$2,962.00 (+0.89%)$265,000 (-)$265,000 (-)
2022$2,936.00$265,000$265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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