Walton County property record for 245 W Willow Mist Rd, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,110 sqft · built 2020 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (May 2021) |
| Tax Bill | $6,821 (2025) |
| Deeds & Mortgages | May 2021 Sale Dec 2020 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-3S-18-16130-000-0480 |
| Primary APN | 25-3S-18-16130-000-0480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,677 sqft |
| 1st Floor Area | 1,231 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 95.8 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Porch | Finished/Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 W WILLOW MIST RD |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-6811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NI |
| Legal Description | LOT 48 PRESERVE AT INLET BEACH S/D PB 17-32 OR 2888-944 OR 2918-1659 OR 3007-386 OR 3064-3516 OR 3174-2250 OR 3198-1169 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | INLET BEACH |
| Legal Block | 4 |
| Legal Lot Number | 48 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950610 |
Source: Walton County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 18, 2021 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TTL LLC SANTA ROSA |
| Dec 21, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 10, 2020 | Loan Modification, Mortgage BANCORPSOUTH |
| Jul 10, 2020 | Loan Modification, Mortgage BANCORPSOUTH |
| Sep 4, 2018 | Loan Modification, Mortgage SUMMIT BK |
| Feb 5, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 202124673 |
| Deed Book / Page | 3198 / 1169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 18, 2021 |
| Property Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Document Number | 0031981169 |
| Book / Page | 3198 / 1169 |
| Map Reference | MB 17 PG 32,32A&32B |
| Instrument Date | May 12, 2021 |
| Instrument | 20210024673 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TTL LLC SANTA ROSA |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 21, 2020 |
| Property Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Document Number | 0031742250 |
| Book / Page | 003174 / 002250 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 52550 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,861.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 W WILLOW MIST RD INLET BEACH FL 32461, INLET BEACH, FL 32461 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Document Number | 0031613554 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19211 PANAMA CITY BEACH PKWY PANAMA CITY BEACH FL 324138712, PANAMA CITY BEACH, FL 32413-8712 |
| Document Number | 0031613554 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 003161/003554 |
| Instrument | 38099 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | 11 W 23RD ST # A, PANAMA CITY, FL 32405-4553 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 28, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Document Number | 0031523288 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19211 PANAMA CITY BEACH PKWY PANAMA CITY BEACH FL 324138712, PANAMA CITY BEACH, FL 32413-8712 |
| Document Number | 0031523288 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 003152/003288 |
| Instrument | 27717 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | 11 W 23RD ST # A, PANAMA CITY, FL 32405-4553 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 29, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 4, 2018 |
| Property Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Document Number | 0030834264 |
| Book / Page | 003083 / 004264 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 29598 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 617 E COLONIAL DR ORLANDO FL 328034602, ORLANDO, FL 32803-4602 |
| Document Number | 30834264 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 003083/004264 |
| Instrument | 29598 |
| Name | SUMMIT BK |
|---|---|
| Type | Bank |
| Address | PO BOX 15428, PANAMA CITY, FL 32406-5428 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 5, 2018 |
| Property Address | 245 W WILLOW MIST RD, INLET BEACH, FL 32461-6811 |
| Document Number | 0030643516 |
| Book / Page | 003064 / 003516 |
| Instrument Date | Mar 31, 2016 |
| Instrument | 3650 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 617 E COLONIAL DR ORLANDO FL 328034602, ORLANDO, FL 32803-4602 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,821.00 (+2.08%) | $838,041 (+44.52%) Land $250,000 Building $588,041 | $838,041 (+44.52%) Land $250,000 Building $588,041 |
| 2024 | $6,682.00 (+28.87%) | ||
| 2023 | $5,185.00 (+9.39%) | $579,875 (+13.36%) Land $101,745 Building $478,130 | $579,875 (+13.36%) Land $101,745 Building $478,130 |
| 2022 | $4,740.00 | $511,530 Land $92,183 Building $419,347 | $511,530 Land $92,183 Building $419,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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