198 W Willow Mist Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 198 W Willow Mist Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,507 sqft · built 2021
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (May 2022)
Tax Bill	$7,957 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16130-000-0560`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16130-000-0560`
Alternative APN	`1050835`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,507 sqft Living Area
Gross Area	3,092 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	9.5 ft deep x 5.5 ft wide
Garage Type	Finished
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1050835
Street Address	198 W WILLOW MIST RD
City	INLET BEACH
State	FL
Zip	32461-6802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 PRESERVE AT INLET BEACH S/D PB 17-32 OR 2888-944 OR 2919-2911 OR 3092-3485 OR 3169-287 OR 3211-785 OR 3248-1152
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	PRESERVE AT INLET BEACH
Legal Lot Number	56
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2035
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2403 CRAYCROFT DR, COLORADO SPRINGS, CO 80920-1417
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Aug 10, 2021	Warranty Deed, Transfer
Nov 16, 2020	Warranty Deed, Transfer TOWER CMNTY BK
Dec 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2022 · Amount on Record
Deed Sale	May 14, 2022 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	0032481152
Deed Book / Page	3248 / 1152
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	20220018007
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	198 W WILLOW MIST RD, INLET BEACH, FL 32461-6802
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14907 GREENLEAF VALLEY DR, CHESTERFIELD, MO 63017-5533

Mortgage

Document Number	0032181860
Date	Sep 29, 2021
Book Page	3218/1860
Instrument	20210048770

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 18, 2022
Property Address	198 W WILLOW MIST RD, INLET BEACH, FL 32461-6802
Document Number	0032481152
Book / Page	3248 / 1152
Map Reference	MB 17 PG 32-32B
Instrument Date	Apr 14, 2022
Instrument	20220018007
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14907 GREENLEAF VALLEY DR, 14907, CHESTERFIELD, MO 63017-5533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 CRAYCROFT DR, COLORADO SPRINGS, CO 80920-1417

Mortgage

Document Number	0032481157
Date	Apr 18, 2022
Instrument	3248/1157

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 10, 2021
Property Address	198 W WILLOW MIST RD, INLET BEACH, FL 32461-6802
Document Number	0032110785
Book / Page	3211 / 785
Map Reference	MB 17 PG 32-32B
Instrument Date	Aug 6, 2021
Instrument	20210040148
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Tax	$4,564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 E MITCHELL AVE, 341, SANTA ROSA BEACH, FL 32459-5621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14907 GREENLEAF VALLEY DR, CHESTERFIELD, MO 63017-5533

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 16, 2020
Property Address	198 W WILLOW MIST RD, INLET BEACH, FL 32461-6802
Document Number	0031690287
Book / Page	003169 / 000287
Instrument Date	Nov 12, 2020
Instrument	46506
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$613.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1010 FAIR ST FRANKLIN TN 370642718, FRANKLIN, TN 37064-2718

Mortgage

Document Number	31690289
Date	Nov 16, 2020
Book Page	003169/000289
Instrument	46507

Lender

Name	TOWER CMNTY BK

Agreement

Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 17, 2018
Property Address	198 W WILLOW MIST RD, INLET BEACH, FL 32461-6802
Document Number	0030923485
Book / Page	003092 / 003485
Instrument Date	Dec 12, 2018
Instrument	41641
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$556.50
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 PELHAM RD FORT WALTON BEACH FL 325473622, FORT WALTON BEACH, FL 32547-3622

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$966,025 (+42.44%) Land $250,000 Building $716,025	$966,025 (+42.44%) Land $250,000 Building $716,025
2024	$7,957.00 (+29.13%)
2023	$6,162.00 (+11.25%)	$678,187 (+13.45%) Land $101,745 Building $576,442	$678,187 (+13.45%) Land $101,745 Building $576,442
2022	$5,539.00	$597,779 Land $92,183 Building $505,596	$597,779 Land $92,183 Building $505,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

198 W Willow Mist Rd, Inlet Beach, FL 32461 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on W Willow Mist Rd

Nearby Streets

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