Cambria County property record for 245 Vale Wood Rd, Loretto, PA 15940
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,209 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-007.-132.003 |
| Primary APN | 41-007.-132.003 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 95,832 sqft (2.2 acres) |
| Street Address | 245 VALE WOOD RD |
|---|---|
| City | LORETTO |
| State | PA |
| Zip | 15940-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H OBS 2G |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | MUNSTER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 12700 |
245 Vale Wood Rd is owned and occupied by an individual who acquired it in September 2014.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 VALE WOOD RD, LORETTO, PA 15940-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH CAPTIAL |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit MARION CENTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2014 |
| Transfer Doc | 02662/1225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 245 VALE WOOD RD, LORETTO, PA 15940-6503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000007388 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 0000002018/0000007388 |
| Instrument | 180-00007388 |
| Name | FIRST COMMONWEALTH CAPTIAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 245 VALE WOOD RD, LORETTO, PA 15940-6503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700008568 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017-00008568 |
| Name | MARION CENTER BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 17, 2032 |
The 2026 property tax bill for 245 Vale Wood Rd was $1,209.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Munster Township |
| Unified School District | Penn Cambria School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,209.00 | $34,570 Land $1,380 Building $33,190 | |
| 2024 | $3,313.00 | $34,570 Land $1,380 Building $33,190 | |
| 1972 | $34,570 Land $1,380 Building $33,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Vale Wood Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Vale Wood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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