Cambria County property record for 520 Vale Wood Rd, Loretto, PA 15940
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $443 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-007.-106.000 |
| Primary APN | 41-007.-106.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 74,052 sqft (1.7 acres) |
|---|
| Street Address | 520 VALE WOOD RD |
|---|---|
| City | LORETTO |
| State | PA |
| Zip | 15940-6602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | MUNSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12700 |
520 Vale Wood Rd is owned and occupied by an individual who acquired it in April 2021.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 VALE WOOD RD, LORETTO, PA 15940-6602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance S & T BANK |
| Apr 16, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2010 |
| Deed Sale | Nov 24, 2010 |
| Deed Book / Page | 2431 / 169 |
| Last Transfer Date | Apr 12, 2021 |
| Transfer Doc | 0000004353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 520 VALE WOOD RD, LORETTO, PA 15940-6602 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021000006990 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 20210-00006990 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Apr 16, 2021 |
| Property Address | 520 VALE WOOD RD, LORETTO, PA 15940-6602 |
| Document Number | 2021000004353 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 20210-00004353 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 VALE WOOD RD, LORETTO, PA 15940-6602 |
The 2026 property tax bill for 520 Vale Wood Rd was $443.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Munster Township |
| Unified School District | Penn Cambria School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443.00 | $12,680 Land $1,200 Building $11,480 | |
| 2024 | $1,215.00 | $12,680 Land $1,200 Building $11,480 | |
| 1972 | $12,680 Land $1,200 Building $11,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Vale Wood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Vale Wood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| In The Stix Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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