242 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 242 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,467 sqft · built 1999
Lot Size	0.121 acres (5,305 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2025)
Tax Bill	$357 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-07-02-021`

Property Details

APN / Parcel Number

Primary APN	`154-07-02-021`
Alternative APN	`R0042065`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,467 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,305 sqft (0.121 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0042065
Old Parcel Number	1540702021
Street Address	242 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 73 SUBD: BROOKHAVEN PH 0
Legal Subdivision	BROOKHAVEN
Legal Phase	1
Legal Lot Number	73
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10814

Owner

242 Two Pond Loop is owned and occupied by an individual who bought it in May 2025.

Source: Dorchester County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	242 TWO POND LOOP, LADSON, SC 29456-6918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · VA Mortgage ATLANTIC CAPITAL FUNDING LLC
May 2, 2025	Deed, Transfer · VA Mortgage ARMED FORCES BANK NA
Nov 18, 2022	Deed, Transfer · VA Mortgage MIDLAND MORTGAGE CORP
Jul 25, 2017	Warranty Deed, Transfer · Conventional with PMI ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Nov 18, 2022 · Amount on File
Deed Document Number	0015865172
Deed Book / Page	15865 / 172
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	242 TWO POND LOOP, LADSON, SC 29456-6918
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 TWO POND LOOP, LADSON, SC 29456-6918

Mortgage

Document Number	0163620316
Date	Jan 22, 2026
Book Page	16362/316
Instrument	2026001515

Lender

Name	ATLANTIC CAPITAL FUNDING LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89119

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 2, 2025
Property Address	242 TWO POND LOOP, LADSON, SC 29456-6918
Document Number	0158650172
Book / Page	15865 / 172
Map Reference	MB J PG 106
Instrument Date	May 2, 2025
Instrument	2025008783
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 TWO POND LOOP, LADSON, SC 29456-6918

Mortgage

Document Number	2025008784
Date	May 2, 2025
Instrument	2025008784

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Nov 18, 2022
Property Address	242 TWO POND LOOP, LADSON, SC 29456-6918
Document Number	0144740160
Book / Page	14474 / 160
Map Reference	MB J PG 106
Instrument Date	Nov 16, 2022
Instrument	2022028769
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 TWO POND LOOP, LADSON, SC 29456-6918

Mortgage

Document Number	2022028770
Date	Nov 18, 2022
Instrument	2022028770

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jul 25, 2017
Property Address	242 TWO POND LOOP, LADSON, SC 29456-6918
Document Number	0915/0265
Book / Page	010915 / 000265
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 TWO POND LOOP LADSON SC 294566918, LADSON, SC 29456-6918

Mortgage

Document Number	915/0270
Date	Jul 25, 2017
Book Page	010915/000270

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 242 Two Pond Loop was $357.

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$357.00	$12,220 Land $4,560 Building $7,660	$305,509 Land $114,000 Building $191,509
2024	$357.00
2023	$357.00 (-80.73%)	$18,331 (+155.66%) Land $6,840 Building $11,491	$305,509 (+70.33%) Land $114,000 Building $191,509
2022	$1,853.00	$7,170 Land $1,600 Building $5,570	$179,365 Land $40,000 Building $139,365

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 242 Two Pond Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Two Pond Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Two Pond Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures