Kent County property record for 245 Trafalgar Dr, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,036 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jun 2023) |
| Tax Bill | $2,024 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-076.10-02-85.00-000 |
| Primary APN | 2-05-076.10-02-85.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 69420 |
|---|---|
| Street Address | 245 TRAFALGAR DR |
| City | DOVER |
| State | DE |
| Zip | 19904-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM1 |
| Legal Description | VILLAGE OF WESTOVER, PHASE IV, LOT #338 245 TRAFALGAR DRIVE |
| Legal Subdivision | VILLAGE OF WESTOVER PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 338 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41802 |
245 Trafalgar Dr is owned and occupied by an individual who bought it in June 2023.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST |
| May 17, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 12, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Nov 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2018 | Deed, Transfer · VA Mortgage FIRST HOME BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on File |
| Deed Sale | Jun 16, 2023 · Amount on File |
| Prior Sale | Jul 31, 2018 · Amount on File |
| Deed Document Number | 2023476009 |
| Deed Book / Page | 12536 / 245 |
| Prior Transfer Date | Nov 7, 2018 |
| Prior Transfer Doc | 0000351690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 16, 2023 |
| Property Address | 245 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000476009 |
| Book / Page | 12536 / 245 |
| Map Reference | MB 39 PG 89 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 2023-476009 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 254 TRAFALGAR DR, DOVER, DE 19904-9794 |
| Document Number | 0000476010 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023-476010 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Number | 0000476011 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 12536/273 |
| Instrument | 2023-476011 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 245 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000361928 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 9595/141 |
| Instrument | 2019-361928 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 245 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000388527 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 245 TRAFALGAR DR DOVER DE 199049795, DOVER, DE 19904-9795 |
| Document Number | 0000388527 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 010257/000073 |
| Instrument | 388527 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Nov 14, 2018 |
| Property Address | 245 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000351690 |
| Book / Page | 009369 / 000066 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 351690 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 245 TRAFALGAR DR DOVER DE 199049795, DOVER, DE 19904-9795 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 31, 2018 |
| Property Address | 245 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000345214 |
| Book / Page | 9226 / 079 |
| Map Reference | MB39 PG89 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018-345214 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000345215 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018-345215 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 245 Trafalgar Dr was $2,024, up 5.9% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,024.00 (+5.86%) | $325,300 Land $86,100 Building $239,200 |
| 2025 | $1,912.00 | |
| 2023 | $1,339.00 (+3.48%) | $45,500 (-) Land $4,900 Building $40,600 |
| 2022 | $1,294.00 | $45,500 Land $4,900 Building $40,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 245 Trafalgar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Trafalgar Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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