Kent County property record for 243 Trafalgar Dr, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,102 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (Sep 2023) |
| Tax Bill | $2,198 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-076.10-02-84.00-000 |
| Primary APN | 2-05-076.10-02-84.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,102 sqft Living Area |
| Basement Area | 1,195 sqft |
| Unfinished Basement | 1,195 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 69419 |
|---|---|
| Street Address | 243 TRAFALGAR DR |
| City | DOVER |
| State | DE |
| Zip | 19904-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM1 |
| Legal Description | VILLAGE OF WESTOVER, PHASE IV, LOT #337 243 TRAFALGAR DRIVE |
| Legal Subdivision | VILLAGE OF WESTOVER PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 337 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41802 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 243 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 12, 2021 | Deed of Trust, Mortgage UNITED STATES OF AMERICA |
| Nov 18, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 27, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on Record |
| Deed Sale | Sep 7, 2023 · Amount on Record |
| Deed Document Number | 2023480626 |
| Deed Book / Page | 12659 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 7, 2023 |
| Property Address | 243 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000480626 |
| Book / Page | 12659 / 224 |
| Map Reference | MB 39 PG 87 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023-480626 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 243 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000480627 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023-480627 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Number | 0000480628 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 12659/251 |
| Instrument | 2023-480628 |
| Name | INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 243 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000405628 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 10712/60 |
| Instrument | 2021-405628 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19904 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 243 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000374459 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 TRAFALGAR DR DOVER DE 199049795, DOVER, DE 19904-9795 |
| Document Number | 0000374459 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 009896/000160 |
| Instrument | 374459 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 25, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 243 TRAFALGAR DR, DOVER, DE 19904-9795 |
| Document Number | 0000343548 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 TRAFALGAR DR DOVER DE 199049795, DOVER, DE 19904-9795 |
| Document Number | 0000343548 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 009188/000055 |
| Instrument | 343548 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 2, 2038 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,198.00 (+5.88%) | $353,300 (+554.26%) Land $85,000 Building $268,300 |
| 2025 | $2,076.00 (+30.65%) | |
| 2023 | $1,589.00 (+3.45%) | $54,000 (-) Land $4,900 Building $49,100 |
| 2022 | $1,536.00 | $54,000 Land $4,900 Building $49,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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