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245 Thomas St, Cary, IL 60013 Property Records

McHenry County property record for 245 Thomas St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,068 sqft · built 1978
Lot Size0.227 acres (9,909 sqft)
OwnerIndividual Name on Record
Last Sale$327,500 (Jan 2024)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-13-281-012

Property Details

APN / Parcel Number

Primary APN19-13-281-012

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,068 sqft
Gross Area2,136 sqft
1st Floor Area1,068 sqft

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Exterior MaterialFrame Siding
Lot Area9,909 sqft (0.227 acres)
Lot Dimensions132 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address245 THOMAS ST
CityCARY
StateIL
Zip60013-2726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2002R0027309 LT 9 PARK TOWER ESTATES
Legal Range08E
Legal Township43N
Legal Section13
Legal SubdivisionPARK TOWER ESTATES
Legal Block281
Legal Lot Number9
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2005
Census Tract871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address245 THOMAS ST, CARY, IL 60013-2726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2024 · Amount on Record
Deed SaleJan 9, 2024 · Amount on Record
Prior SaleMar 25, 2002 · Amount on Record
Deed Document Number2024R0000619
Record UpdatedJun 7, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 9, 2024
Property Address245 THOMAS ST, CARY, IL 60013-2726
Document Number0000000619
Map ReferenceDOC 593112
Instrument DateDec 15, 2023
Instrument2024R0000619
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address245 THOMAS ST, CARY, IL 60013-2726

Mortgage

Document Number0000000620
DateJan 9, 2024
Instrument2024R0000620
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate7.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$84,855 Land $18,260 Building $66,595$254,565 Land $54,780 Building $199,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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