Ottawa County property record for 245 Third St, Clay Center, OH 43408
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 734 sqft · built 1915 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (May 2023) |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 003482-9 |
| Primary APN | 003482-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 734 sqft Living Area |
| Gross Area | 936 sqft |
| 1st Floor Area | 600 sqft |
| Attic | Attic |
| Attic Area | 336 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 003482-9 |
|---|---|
| Street Address | 245 THIRD ST |
| City | CLAY CENTER |
| State | OH |
| Zip | 43408-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN PLAT BLOCK 6 LOT 4 |
| Legal Subdivision | SAID VILLAGE OF CLAY CENTER |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | ALLEN |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 51100 |
245 Third St is owned and occupied by an individual who bought it in May 2023.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage GLASS CITY FCU |
| Feb 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on File |
| Deed Sale | May 11, 2023 · Amount on File |
| Deed Document Number | 20232941 |
| Deed Book / Page | 1946 / 496 |
| Prior Transfer Date | Feb 8, 2018 |
| Prior Transfer Doc | 0000274282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 11, 2023 |
| Property Address | 245 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Document Number | 0000002941 |
| Book / Page | 1946 / 496 |
| Instrument Date | May 10, 2023 |
| Instrument | 202300002941 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | BUCKEYE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Document Number | 0000002942 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 202300002942 |
| Name | GLASS CITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Feb 20, 2018 |
| Property Address | 245 THIRD ST, CLAY CENTER, OH 43408-7700 |
| Document Number | 0000274282 |
| Book / Page | 001667 / 000366 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 274282 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 505 WILSON ST GENOA OH 434301751, GENOA, OH 43430-1751 |
The 2025 property tax bill for 245 Third St was $1,158, up 11.1% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Allen Township |
| Municipality | Clay Center Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,158.00 (+11.13%) | $23,244 (-) Land $4,760 Building $18,484 | |
| 2024 | $1,042.00 (+163.13%) | $23,244 (+47.61%) Land $4,760 Building $18,484 | $66,410 Land $13,600 Building $52,810 |
| 2023 | $396.00 (-5.26%) | $15,747 (-) Land $2,377 Building $13,370 | |
| 2022 | $418.00 | $15,747 Land $2,377 Building $13,370 | |
| 2021 | $44,990 Land $6,790 Building $38,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 245 Third St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2011 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 245 Third St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures