240 Third St, Clay Center, OH 43408 Property Records

Ottawa County property record for 240 Third St, Clay Center, OH 43408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1932
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Oct 2022)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`003447-8`

Property Details

APN / Parcel Number

Primary APN	`003447-8`
Alternative APN	`002-00908-01127-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	600 sqft
Attic	Attic
Attic Area	600 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	003447-8
Street Address	240 THIRD ST
City	CLAY CENTER
State	OH
Zip	43408-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN PLAT BLOCK 4 LOT 8
Legal Subdivision	CLAY CENTER
Legal Block	4
Legal Lot Number	8
Jurisdiction	OTTAWA OH
Township / Civil Division	ALLEN
Census Block Group	3
Census Block	3044
Census Tract	51100

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 THIRD ST, CLAY CENTER, OH 43408-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO
Oct 18, 2022	Fiduciary Deed, Transfer BUCKEYE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Nov 18, 1993
Deed Document Number	2022321691
Deed Book / Page	1919 / 888
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	240 THIRD ST, CLAY CENTER, OH 43408-7700
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 THIRD ST, CLAY CENTER, OH 43408-7700

Mortgage

Document Number	0000002103
Date	Apr 12, 2024
Book Page	1985/460
Instrument	202400002103

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	OTTAWA OH
Recording Date	Oct 18, 2022
Property Address	240 THIRD ST, CLAY CENTER, OH 43408-7700
Document Number	0000321691
Book / Page	1919 / 888
Instrument Date	Oct 14, 2022
Instrument	2022-321691
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	BUCKEYE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 THIRD ST, CLAY CENTER, OH 43408-7700

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Allen Township
Municipality	Clay Center Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 (+11.14%)	$20,416 (-) Land $4,760 Building $15,656
2024	$916.00 (+7.64%)	$20,416 (+31.7%) Land $4,760 Building $15,656	$58,330 (+31.7%) Land $13,600 Building $44,730
2023	$851.00 (+109.61%)	$15,502 (-) Land $2,377 Building $13,125
2022	$406.00	$15,502 Land $2,377 Building $13,125
2021			$44,290 Land $6,790 Building $37,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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