245 SW 3rd Ave E, Horseshoe Beach, FL 32648 Property Records

Dixie County property record for 245 SW 3rd Ave E, Horseshoe Beach, FL 32648

Property Summary

Property Type	Condominium
Details	1 ba · 788 sqft · built 2005
Lot Size	0.019 acres (825 sqft)
Owner	Individual Name on File
Last Sale	$63,900 (Jul 2015)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`11-12-10-C529-00E1-0102`

Property Details

APN / Parcel Number

Primary APN	`11-12-10-C529-00E1-0102`
Alternative APN	`17037`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	788 sqft Living Area
1st Floor Area	788 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	825 sqft (0.019 acres)
Porch	Finished/Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	17037
Street Address	245 SW 3RD AVE E
City	HORSESHOE BEACH
State	FL
Zip	32648
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	11 12 10 EGRET LANDING PHASE ONE UNIT 102 BLDG - E ORB 342 P 620 ORB 395 P 718 ORB 405 P 37 ORB 472 P 332 ORB 473 P 595(CASE#2013-56-SP) ORB 474 P 381(SHERIFFS DEED) ORB 481 P 551 ORB 636 P 89
Legal Range	10E
Legal Township	12S
Legal Section	11
Legal Subdivision	EGRET LANDING
Legal Phase	1
Legal Block	E1
Legal Lot Number	10.2
Jurisdiction	DIXIE FL
Township / Civil Division	CROSS CITY SOUTH
Census Block Group	1
Census Block	1245
Census Tract	970202

Owner

245 SW 3rd Ave E, a condominium, is owned by an individual who acquired it in October 2024.

Source: Dixie County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1462 SW BRYAN EARNHARDT RD, MADISON, FL 32340-4727
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2015 · Amount on File
Deed Sale	Jul 27, 2015 · Amount on File
Prior Sale	Jan 7, 2015 · Amount on File
Deed Document Number	20159878
Deed Book / Page	481 / 551
Last Transfer Date	Oct 2, 2024
Transfer Doc	0015004390
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DIXIE FL
Recording Date	May 1, 2026
Document Number	0000001896
Book / Page	671 / 116
Instrument Date	Apr 30, 2026
Instrument	20261896
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITAN TITLE CLOSING SERVICES, ACTION TITLE CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1462 SW BRYAN EARNHARDT RD, MADISON, FL 32340-4727

Mortgage

Document Number	0000001897,
Date	May 1, 2026
Instrument	20261897

Lender

Name	FIRST CMRC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 245 SW 3rd Ave E was $2,711.

Source: Dixie County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Dixie County
Municipality	Horseshoe Beach Town
Unified School District	Dixie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00	$124,800 Building $124,800	$124,800 Building $124,800
2023	$2,304.00 (+8.63%)	$113,900 (+10.69%) Building $113,900	$113,900 (+10.69%) Building $113,900
2022	$2,121.00	$102,900 Building $102,900	$102,900 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 SW 3rd Ave E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 individual policies
Nearby Flood Policies	146 units insured incl. 92 condo units
Nearby Flood Claims	85 (2016–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 51 claims Hurricane Idalia, Aug 2023 · 28 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 SW 3rd Ave E is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORSESHOE BEACH WTP private · serves 300 people · EPA ID FL2150512
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	3.6 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Fiber by Central Florida Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20