245 Split Rock Rd, Bonners Ferry, ID 83805 Property Records

Boundary County property record for 245 Split Rock Rd, Bonners Ferry, ID 83805

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,392 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$748,800 (Sep 2024)
Tax Bill	$2,423 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2020 Mortgage + 1 more
APN	`RP62N02E171495A`

Property Details

APN / Parcel Number

Primary APN	`RP62N02E171495A`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,392 sqft Living Area
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	245 SPLIT ROCK RD
City	BONNERS FERRY
State	ID
Zip	83805-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 195 SEC 17 T62N R2E
Legal Range	02E
Legal Township	62N
Legal Section	17
Legal Subdivision	JACK PINE SUBDIVISION
Jurisdiction	BOUNDARY ID
Township / Civil Division	MOYIE SPRINGS
Census Block Group	3
Census Block	3054
Census Tract	970100

Owner

Source: Boundary County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 SPLIT ROCK RD, BONNERS FERRY, ID 83805-6132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	2024298068
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOUNDARY ID
Property Address	245 SPLIT ROCK RD, BONNERS FERRY, ID 83805-6132
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291971
Date	Jul 19, 2022
Instrument	291971

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOUNDARY ID
Recording Date	Apr 16, 2020
Property Address	245 SPLIT ROCK RD, BONNERS FERRY, ID 83805-6132
Document Number	281464
Instrument Date	Apr 9, 2020
Instrument	281464
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	245 SPLIT ROCK RD, BONNERS FERRY, ID 83805-6132

Mortgage

Document Number	281465
Date	Apr 16, 2020
Instrument	281465

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 16, 2020
Property Address	245 SPLIT ROCK RD, BONNERS FERRY, ID 83805-6132
Document Number	955772
Instrument Date	Apr 9, 2020
Instrument	955772
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	245 SPLIT ROCK RD, BONNERS FERRY, ID 83805-6132

Mortgage

Document Number	955773
Date	Apr 16, 2020
Instrument	955773

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Boundary County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Boundary County
Unified School District	Boundary County School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,423.00 (+6.74%)	$807,300 (-1.58%) Land $95,000 Building $712,300	$807,300 (-1.58%) Land $95,000 Building $712,300
2023	$2,270.00	$820,240 Land $87,060 Building $733,180	$820,240 Land $87,060 Building $733,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABINET MOUNTAINS WATER DIST public/private · serves 2,335 people · EPA ID ID1110042
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless · Fiber in parts of the area	400 / 100

May also be available: Intermax Networks, Verizon.

Nearby Properties on Split Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures