187 Split Rock Rd, Bonners Ferry, ID 83805 Property Records

Boundary County property record for 187 Split Rock Rd, Bonners Ferry, ID 83805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 1985
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on Record
Last Sale	$283,900 (Oct 2020)
Tax Bill	$1,767 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 1 more
APN	`RP004800010050A`

Property Details

APN / Parcel Number

Primary APN	`RP004800010050A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area
1st Floor Area	1,424 sqft
Attic	Attic
Attic Area	514 sqft
Great Room	Great Room
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	85,378 sqft (1.96 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	320 sqft
Granary	360 sqft
Lean-To	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	187 SPLIT ROCK RD
City	BONNERS FERRY
State	ID
Zip	83805-5364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 JACK PINE SUB SEC 17 T62N R2E
Legal Range	02E
Legal Township	62N
Legal Section	17
Legal Subdivision	JACK PINE SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	BOUNDARY ID
Township / Civil Division	MOYIE SPRINGS
Census Block Group	3
Census Block	3054
Census Tract	970100

Owner

Source: Boundary County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 633, MOYIE SPRINGS, ID 83845-0633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Oct 20, 2020	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage POTLATCH NO 1 FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	2020283870
Prior Transfer Date	May 4, 2016
Prior Transfer Doc	267208
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOUNDARY ID
Property Address	187 SPLIT ROCK RD, BONNERS FERRY, ID 83805-5364
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	PIONEER TITLE CANYON-CALDWELL, PIONEER TTL CANYON CAIDWELL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	289342
Date	Nov 23, 2021
Instrument	289342

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOUNDARY ID
Recording Date	Oct 20, 2020
Property Address	187 SPLIT ROCK RD, BONNERS FERRY, ID 83805-5364
Document Number	283870
Map Reference	MB 2 PG 24
Instrument Date	Oct 19, 2020
Instrument	283870
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 633, MOYIE SPRINGS, ID 83845-0633

Mortgage

Document Number	283871
Date	Oct 20, 2020
Instrument	283871

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOUNDARY ID
Recording Date	Jul 15, 2019
Property Address	187 SPLIT ROCK RD, BONNERS FERRY, ID 83805-5364
Document Number	278432
Map Reference	MB 2 PG 24
Instrument Date	Jul 10, 2019
Instrument	278432
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	BOUNDARY ABSTRACT COMPANY LIMITED, BOUNDARY ABSTRACT COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	187 SPLIT ROCK RD, BONNERS FERRY, ID 83805-5364

Mortgage

Document Number	278433
Date	Jul 15, 2019
Instrument	278433

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Boundary County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Boundary County
Unified School District	Boundary County School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,767.00	$418,790 (-0.73%) Land $154,960 Building $263,830	$418,790 (-0.73%) Land $154,960 Building $263,830
2025	$1,767.00 (-6.85%)	$421,880 (-7.25%) Land $148,980 Building $272,900	$421,880 (-7.25%) Land $148,980 Building $272,900
2023	$1,897.00	$454,860 Land $136,700 Building $318,160	$454,860 Land $136,700 Building $318,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABINET MOUNTAINS WATER DIST public/private · serves 2,335 people · EPA ID ID1110042
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless · Fiber in parts of the area	400 / 100

May also be available: Intermax Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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