St. Johns County property record for 245 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,264 sqft · built 2021 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,500 (May 2021) |
| Tax Bill | $6,700 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023713-4640 |
| Primary APN | 023713-4640 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 3,034 sqft |
| 1st Floor Area | 2,264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 SILVER REEF LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 96/81-95 CREEKSIDE AT TWIN CREEKS PHASE 2B LOT 464 OR5267/95 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 2B |
| Legal Phase | 2B |
| Legal Block | 1 |
| Legal Lot Number | 464 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-4640
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Deed Document Number | 202155342 |
| Deed Book / Page | 5267 / 95 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 17, 2021 |
| Property Address | 245 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527 |
| Document Number | 0052670095 |
| Book / Page | 5267 / 95 |
| Map Reference | MB 96 PG 81 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021055342 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,614.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 245 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527 |
| Document Number | 0000526799 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 5267/99 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,809 (+2.7%) | $438,096 (+0.35%) Land $110,000 Building $328,096 | |
| 2025 | $6,700.00 (+9.1%) Homeowner's exemption | $395,140 (+2.9%) | $436,563 (-2.76%) Land $105,000 Building $331,563 |
| 2024 | $6,141.00 (+0.89%) Homeowner's exemption | $384,004 (+3%) | $448,950 (+20.42%) Land $105,000 Building $343,950 |
| 2023 | $6,087.00 (+1.53%) Homeowner's exemption | $372,819 (+2.35%) | $372,819 (+2.35%) Land $95,000 Building $277,819 |
| 2022 | $5,995.00 Homeowner's exemption | $364,265 | $364,265 Land $84,000 Building $280,265 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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