235 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 235 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,269 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$379,900 (2021)
Tax Bill	$6,699.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023713-4650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,269 sqft Living Area
Gross Area	3,108 sqft Gross Area
1st Floor	2,269 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	619 sqft Garage
Porch Area	220 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	235 SILVER REEF LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-7527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	96/81-95 CREEKSIDE AT TWIN CREEKS PHASE 2B LOT 465 OR5270/1397
Legal Range	28E
Legal Township	05S
Legal Section	14
Legal Subdivision	CREEKSIDE AT TWIN CREEKS PHASE 2B
Legal Phase	2B
Legal Block	1
Legal Lot Number	465
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2072
Census Tract	20904

Owner

Source: St. Johns County records · APN 023713-4650

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	235 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Deed Doc Number	202157102
Deed Book / Page	5270 / 1397
Record Refreshed	Jun 08, 2026

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2021
Property Address	235 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527
Document Number	0052701397
Book / Page	5270 / 1397
Map Reference	MB 96 PG 81
Instrument Date	May 17, 2021
Instrument	2021057102
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7527

Mortgage

Document Number	0052701401
Date	May 20, 2021
Instrument	5270/1401

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,752 (+2.7%)	$439,775 (+0.7%) Land $110,000 Building $329,775
2025	$6,699.00 (+9.1%) Homeowner's exemption	$395,085 (+2.9%)	$436,711 (-2.71%) Land $105,000 Building $331,711
2024	$6,140.00 (+0.87%) Homeowner's exemption	$383,950 (+3%)	$448,885 (+20.42%) Land $105,000 Building $343,885
2023	$6,087.00 (+1.6%) Homeowner's exemption	$372,767 (+2.43%)	$372,767 (+2.43%) Land $95,000 Building $277,767
2022	$5,991.00 Homeowner's exemption	$363,909	$363,909 Land $84,000 Building $279,909

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.