Martin County property record for 245 SE Salerno Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,540 sqft · built 1970 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Feb 2021) |
| Tax Bill | $1,914 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-000-045-0008.5-1-0000 |
| Primary APN | 55-38-41-000-045-0008.5-1-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,892 sqft (0.273 acres) |
| Garage Type | Carport |
| Garage Area | 160 sqft |
| Carport | Carport |
| Carport Area | 160 sqft |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 245 SE SALERNO RD |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-6351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | ST LUCIE INLET FARMS E 90 OF W 115 OF S 175 (LESS S 50 R/W) TRACT 8 BLK 45 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | ST LUCIE INLET FARMS |
| Legal Tract | 8 |
| Legal Block | 45 |
| Legal Lot Number | 8 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1106 |
Source: Martin County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 SE SALERNO RD, STUART, FL 34997-6351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Feb 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on Record |
| Deed Sale | Feb 2, 2021 · Amount on Record |
| Prior Sale | Jan 27, 2016 · Amount on Record |
| Deed Document Number | 20212865452 |
| Deed Book / Page | 3194 / 845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 245 SE SALERNO RD, STUART, FL 34997-6351 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 SE SALERNO RD, STUART, FL 34997-6351 |
| Document Number | 0035562406 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 3556/2406 |
| Instrument | 3177374 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 2, 2021 |
| Property Address | 245 SE SALERNO RD, STUART, FL 34997-6351 |
| Document Number | 0031940845 |
| Book / Page | 3194 / 845 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2865452 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 SE SALERNO RD, 245, STUART, FL 34997-6351 |
| Name | Verified Name |
|---|---|
| Address | 245 SE SALERNO RD, STUART, FL 34997-6351 |
| Document Number | 0003194846 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 3194/846 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,914.00 (+0.26%) Homeowner's exemption | $134,110 (+5.99%) | $281,930 (+7.29%) Land $103,500 Building $178,430 |
| 2024 | $1,909.00 (+3.3%) | ||
| 2023 | $1,848.00 (+6.45%) Additional exemption filed | $126,535 (+4.74%) | $262,780 (+26.05%) Land $99,000 Building $163,780 |
| 2022 | $1,736.00 Homeowner's exemption | $120,811 | $208,480 Land $88,070 Building $120,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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