405 SE Salerno Rd, Stuart, FL 34997 Property Records

Martin County property record for 405 SE Salerno Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,680 sqft · built 2004
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Jul 2022)
Tax Bill	$13,142 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-000-052-0005.2-6-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-000-052-0005.2-6-0000`
Alternative APNs	`55-38-41-000-052-00052-6` `44142`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	2,081 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	91,476 sqft
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	706 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44142
Street Address	405 SE SALERNO RD
City	STUART
State	FL
Zip	34997-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1A
Legal Description	ST LUCIE INLET FARMS W 1/2 OF W 1/2 OF TR 5 BLK 52 2.50 (AT) (LESS R/W)
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	ST LUCIE INLET FARMS
Legal Tract	5
Legal Block	52
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1106

Owner

Source: Martin County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 LES JARDIN DR, PALM BEACH GARDENS, FL 33410-1609
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Apr 8, 2002 · Amount on Record
Deed Document Number	20222970755
Deed Book / Page	3324 / 2338
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 14, 2022
Property Address	405 SE SALERNO RD, STUART, FL 34997-6353
Document Number	0033242338
Book / Page	3324 / 2338
Map Reference	MB 1 PG 98
Instrument Date	Jul 7, 2022
Instrument	2970755
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 SE SALERNO RD, STUART, FL 34997-6353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 LES JARDIN DR, NORTH PALM BEACH, FL 33410-1609

Mortgage

Document Number	0033242340
Date	Jul 14, 2022
Book Page	3324/2340
Instrument	2970756

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,142.00 (-4.02%)	$802,940 (+9.75%) Land $420,000 Building $382,940	$802,940 (+9.75%) Land $420,000 Building $382,940
2024	$13,693.00 (+8.31%)
2023	$12,642.00 (+167.22%)	$731,600 (+143.51%) Land $378,000 Building $353,600	$731,600 (+19.89%) Land $378,000 Building $353,600
2022	$4,731.00 Homeowner's exemption	$300,437	$610,220 Land $262,500 Building $347,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20