245 Scott Ave, Cornelia, GA 30531 Property Records

Habersham County property record for 245 Scott Ave, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,246 sqft · built 1970
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,500 (May 2023)
Tax Bill	$3,328 (2026)
Deeds & Mortgages	May 2022 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116A113`

Property Details

APN / Parcel Number

Primary APN	`116A113`
Alternative APNs	`679660` `409471`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,246 sqft Heated Area
Gross Area	2,492 sqft
1st Floor Area	1,246 sqft
Basement Area	621 sqft
Finished Basement	621 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	137 ft deep x 104 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	125 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	409471
Street Address	245 SCOTT AVE
City	CORNELIA
State	GA
Zip	30531-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-182 2007 WILL DB 1337-464
Legal Subdivision	PARKVIEW
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2081
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 SCOTT AVE, CORNELIA, GA 30531-4445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQUITY
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Sep 3, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USP
Sep 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	20231166
Deed Book / Page	1337 / 464
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	245 SCOTT AVE, CORNELIA, GA 30531-4445
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SCOTT AVE, CORNELIA, GA 30531-4445

Mortgage

Document Number	0000001307/0000000392
Date	May 25, 2022
Book Page	0000001307/0000000392

Lender

Name	SPRING EQUITY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 12, 2023
Property Address	245 SCOTT AVE, CORNELIA, GA 30531-4445
Document Number	001337/464
Book / Page	1337 / 464
Instrument Date	May 12, 2023
Instrument	2023-001166
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SCOTT AVE, CORNELIA, GA 30531-4445

Mortgage

Document Number	0001337467
Date	May 12, 2023
Instrument	1337/467

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 3, 2020
Property Address	245 SCOTT AVE, CORNELIA, GA 30531-4445
Document Number	001232/248
Book / Page	1232 / 248
Instrument Date	Sep 3, 2020
Instrument	2020-001841
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SCOTT AVE, CORNELIA, GA 30531-4445

Mortgage

Document Number	0000001232/0000000251
Date	Sep 11, 2020
Book Page	0000001232/0000000251

Lender

Name	HOMEOWNERS FINANCIAL GROUP USP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 3, 2020
Property Address	245 SCOTT AVE, CORNELIA, GA 30531-4445
Document Number	001232/265
Book / Page	1232 / 265
Instrument Date	Sep 3, 2020
Instrument	2020-001842
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SCOTT AVE, CORNELIA, GA 30531-4445

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,328.00 (-2.97%) Homeowner's exemption	$106,471 (+1.68%) Land $10,087 Building $96,384	$266,179 (+1.68%) Land $25,218 Building $240,961
2025	$3,430.00 Homeowner's exemption	$104,715 (+25%) Land $10,087 Building $94,628	$261,789 (+25%) Land $25,218 Building $236,571
2023	Homeowner's exemption	$83,772 (+13.98%) Land $8,072 Building $75,700	$209,430 (+13.98%) Land $20,180 Building $189,250
2022	Homeowner's exemption	$73,500 Land $8,072 Building $65,428	$183,750 Land $20,180 Building $163,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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