119 Scott Ave, Cornelia, GA 30531 Property Records

Habersham County property record for 119 Scott Ave, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,238 sqft · built 1970
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Tax Bill	$2,072 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116C087`

Property Details

APN / Parcel Number

Primary APN	`116C087`
Alternative APNs	`660885` `409886`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Heated Area
Gross Area	4,170 sqft
1st Floor Area	1,838 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	200 ft deep x 195 ft wide
Garage Type	Mixed
Garage Area	180 sqft
Parking Spaces	2 Parking Spaces
Deck Area	299 sqft
Patio Area	250 sqft
Storage Building	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	409886
Street Address	119 SCOTT AVE
City	CORNELIA
State	GA
Zip	30531-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-172 PARKVIEW BL 896-622
Legal Subdivision	PARKVIEW
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2079
Census Tract	400

Owner

119 Scott Ave is owned and occupied by an individual who acquired it in July 2026.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	119 SCOTT AVE, CORNELIA, GA 30531-4444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer · FHA Mortgage ALL AMERICAN FINANCE
Aug 29, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Aug 29, 2018	Deed of Trust, Mortgage · VA Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Aug 29, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS GROUP
Aug 29, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 16, 2026
Transfer Doc	1441000357
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 22, 2026
Property Address	119 SCOTT AVE, CORNELIA, GA 30531-4444
Document Number	1441000357
Book / Page	1441 / 357
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SCOTT AVE, CORNELIA, GA 30531-4444

Mortgage

Document Number	1441000360,
Date	Jul 22, 2026
Book Page	1441/360

Lender

Name	ALL AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	119 SCOTT AVE, CORNELIA, GA 30531-4444
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SCOTT AVE, CORNELIA, GA 30531-4444

Mortgage

Document Number	0000001174/0000000141
Date	Aug 29, 2018
Book Page	0000001174/0000000141

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.31%
Type Change Date	Sep 1, 2020

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	119 SCOTT AVE, CORNELIA, GA 30531-4444
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SCOTT AVE, CORNELIA, GA 30531-4444

Mortgage

Document Number	0000001174/0000000141
Date	Aug 29, 2018
Book Page	0000001174/0000000141

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	917 Months
Due	Jan 1, 2095

Interest

Rate Type	Adjustable Rate
Rate	53.1%
Type Change Date	Sep 1, 2020

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	119 SCOTT AVE, CORNELIA, GA 30531-4444
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SCOTT AVE, CORNELIA, GA 30531-4444

Mortgage

Document Number	0000001174/0000000124
Date	Aug 29, 2018
Book Page	0000001174/0000000124

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.31%
Type Change Date	Sep 1, 2020

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	119 SCOTT AVE, CORNELIA, GA 30531-4444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SCOTT AVE, CORNELIA, GA 30531-4444

Mortgage

Document Number	0000001174/0000000124
Date	Aug 29, 2018
Book Page	0000001174/0000000124

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	917 Months
Due	Jan 1, 2095

Interest

Rate Type	Adjustable Rate
Rate	53.1%
Type Change Date	Sep 1, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 119 Scott Ave was $2,072 with exemptions applied, down 1.9% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,072.00 (-1.89%) Homeowner's exemption Senior Citizen's exemption	$122,539 (-3.99%) Land $21,832 Building $100,707	$306,347 (-3.99%) Land $54,579 Building $251,768
2025	$2,112.00 Homeowner's exemption Senior Citizen's exemption	$127,638 Land $21,832 Building $105,806	$319,093 Land $54,579 Building $264,514
2023	Homeowner's exemption Senior Citizen's exemption	$104,688 (+13.31%) Land $16,692 Building $87,996	$261,720 (+13.31%) Land $41,730 Building $219,990
2022	Homeowner's exemption Senior Citizen's exemption	$92,388 Land $16,692 Building $75,696	$230,970 Land $41,730 Building $189,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Scott Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Scott Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scott Ave

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