245 S Main St, Smithfield, UT 84335 Property Records

Cache County property record for 245 S Main St, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,319 sqft · built 1904
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,900 (Aug 2018)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2018 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-077-0016`

Property Details

APN / Parcel Number

Primary APN	`08-077-0016`

Interior

Building Area	1,319 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	245 S MAIN ST
City	SMITHFIELD
State	UT
Zip	84335-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 OF LOT 9 BLK 3 PLAT A SMITHFIELD CITY SVY IN SW/4 SEC 27 T 13N R1E
Legal Subdivision	PLAT A SMITHFIELD CITY SURVEY
Legal Block	3
Legal Lot Number	9
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2016
Census Tract	201

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTAH HOUSING CORP
Aug 20, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
May 5, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 20, 2018	Intrafamily Transfer, Transfer HICKMAN LAND TITLE COMPANY
Aug 20, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	20181202296
Deed Book / Page	2034 / 1236
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911

Mortgage

Document Number	002405/349
Date	Sep 18, 2023
Book Page	2405/349
Instrument	1346552

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HICKMAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2034/1233
Date	Aug 20, 2018
Book Page	2034/1233
Instrument	1202295

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HICKMAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1949/1410
Date	May 5, 2017
Book Page	1949/1410
Instrument	1171211

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Aug 20, 2018
Property Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911
Document Number	2034/1236
Book / Page	2034 / 1236
Instrument Date	Aug 20, 2018
Instrument	1202296
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	HICKMAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 20, 2018
Property Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911
Document Number	2034/1218
Book / Page	2034 / 1218
Instrument Date	Aug 20, 2018
Instrument	1202293
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	HICKMAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MAIN ST, SMITHFIELD, UT 84335-1911

Mortgage

Document Number	2034/1219
Date	Aug 20, 2018
Book Page	2034/1219
Instrument	1202294

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (-10.33%)	$230,100 (+1.07%)	$399,943 (+1.59%) Land $173,250 Building $226,693
2023	$1,916.00	$227,655	$393,691 Land $75,000 Building $318,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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