225 S Main St, Smithfield, UT 84335 Property Records

Cache County property record for 225 S Main St, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,791 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-077-0014`

Property Details

APN / Parcel Number

Primary APN	`08-077-0014`

Interior

Building Area	1,791 sqft Living Area

Exterior

Year Built	Built 1900
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	225 S MAIN ST
City	SMITHFIELD
State	UT
Zip	84335-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 LOT 8 BLK 3 PLAT A SMITHFIELD CITY SVY SEC 27 T 13N R1E
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2016
Census Tract	201

Owner

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 S MAIN ST, SMITHFIELD, UT 84335-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 20, 2018	Deed, Transfer HERITAGE TITLE LT, HERITAGE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018
Deed Sale	Apr 20, 2018
Prior Sale	Aug 8, 2013
Deed Document Number	1193993
Deed Book / Page	2001 / 873
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	225 S MAIN ST, SMITHFIELD, UT 84335-1911
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002428/524
Date	Apr 3, 2024
Book Page	2428/524
Instrument	1355584

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	225 S MAIN ST, SMITHFIELD, UT 84335-1911
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	PLACER TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002168/353
Date	Aug 4, 2020
Book Page	2168/353
Instrument	1254747

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	225 S MAIN ST, SMITHFIELD, UT 84335-1911
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02001/0916
Date	Apr 20, 2018
Book Page	2001/0916
Instrument	1194004

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Apr 20, 2018
Property Address	225 S MAIN ST, SMITHFIELD, UT 84335-1911
Document Number	002001/873
Book / Page	2001 / 873
Instrument Date	Apr 19, 2018
Instrument	1193993
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 S MAIN ST, SMITHFIELD, UT 84335-1911

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,429.00 (-11.63%)	$191,350 (-0.41%)	$347,900 (-0.42%) Land $173,250 Building $174,650
2023	$1,617.00	$192,145	$349,356 Land $75,000 Building $274,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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