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245 Ryan Rd, Somerville, AL 35670 Property Records

Morgan County property record for 245 Ryan Rd, Somerville, AL 35670

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 750 sqft · built 2002
Lot Size6 acres (261,360 sqft)
OwnerIndividual Name on Record
Last Sale$89,900 (Nov 2017)
Tax Bill$458 (2025)
Deeds & MortgagesNov 2017 Second Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-01-02-0-000-028.002

Property Details

APN / Parcel Number

Primary APN17-01-02-0-000-028.002
Alternative APNs
  • 106443
  • 60074

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area750 sqft Living Area
1st Floor Area750 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area261,360 sqft (6 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace

Location & Zoning

Account Number106443
Street Address245 RYAN RD
CitySOMERVILLE
StateAL
Zip35670-5446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE COR OF SW1/4 OF SE1/4 OF SEC 2, T7S, R2W, TH N 389.5' TO TPOB; TH W 1344.6'; TH N 194.5'; TH E 1344.5'; TH SO 194.5
Legal Range2W
Legal Township7S
Legal Section02
JurisdictionMORGAN AL
Township / Civil DivisionLACEYS SPRING
Census Block Group1
Census Block1011
Census Tract5701

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 RYAN RD, SOMERVILLE, AL 35670-5446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOME MORTGAGE OF AMERICA INC
Nov 16, 2017Warranty Deed, Transfer · FHA Mortgage
HOME MORTGAGE OF AMERICA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2017 · Amount on Record
Deed SaleNov 16, 2017 · Amount on Record
Prior SaleJan 11, 2006 · Amount on Record
Deed Document Number2017DEED2017-10162
Deed Book / Page2017 / 10162
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address245 RYAN RD, SOMERVILLE, AL 35670-5446
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2017/36390
DateNov 16, 2017
Book PageMTG2017/36390
InstrumentMTG2017-36390
Lender
NameHOME MORTGAGE OF AMERICA INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2027

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateNov 16, 2017
Property Address245 RYAN RD, SOMERVILLE, AL 35670-5446
Document NumberDEED2017/10162
Book / PageDEED2017 / 10162
Instrument DateNov 14, 2017
InstrumentDEED2017-10162
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 RYAN RD, SOMERVILLE, AL 35670-5446

Mortgage

Document NumberMTG201736380
DateNov 16, 2017
InstrumentMTG2017-36380
Lender
NameHOME MORTGAGE OF AMERICA INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$458.00 (-0.87%)$13,680 (-0.73%) Land $6,510 Building $7,170$136,800 (-0.73%) Land $65,100 Building $71,700
2024$13,780 (-1.43%) Land $6,510 Building $7,270$137,800 (-1.43%) Land $65,100 Building $72,700
2023$462.00 (+1%) Homeowner's exemption$13,980 (+10.25%) Land $6,510 Building $7,470$139,800 (+10.25%) Land $65,100 Building $74,700
2022$420.00 Homeowner's exemption$12,680 Land $5,920 Building $6,760$126,800 Land $59,200 Building $67,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims5 (2015–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimMar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FlashFiber
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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