111 Ryan Rd, Somerville, AL 35670 Property Records

Morgan County property record for 111 Ryan Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,527 sqft · built 2021
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Nov 2019 Construction Loan Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-01-02-0-000-028.008`

Property Details

APN / Parcel Number

Primary APN	`17-01-02-0-000-028.008`
Alternative APNs	`11718052` `203960`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,527 sqft Living Area
1st Floor Area	3,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	653,400 sqft (15 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11718052
Street Address	111 RYAN RD
City	SOMERVILLE
State	AL
Zip	35670-5467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR OF SE1/4 OF SEC 2 TWP 7S R 2W, TH N 1072.92' POB. TH N 255.10', TH E 355.22', TH N 173.54', TH E 401.54', TH N 576
Legal Range	2W
Legal Township	7S
Legal Section	02
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1011
Census Tract	5701

Owner

Source: Morgan County assessment roll, APN 17-01-02-0-000-028.008, as of June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 RYAN RD, SOMERVILLE, AL 35670-5467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK OF ALABAMA
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	111 RYAN RD, SOMERVILLE, AL 35670-5467
Transaction Type	Mortgage
Record Updated	May 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/40565
Date	Nov 26, 2019
Book Page	2019/40565

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 15, 2020

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	111 RYAN RD, SOMERVILLE, AL 35670-5467
Transaction Type	Mortgage
Record Updated	May 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/4858
Date	Jan 25, 2022
Book Page	2022/4858

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Morgan County assessment roll as of June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,244.00	$61,410 (-) Land $11,360 Building $50,050	$614,100 (-) Land $113,600 Building $500,500
2024		$61,410 (-0.81%) Land $11,360 Building $50,050	$614,100 (-0.81%) Land $113,600 Building $500,500
2023	$2,244.00 (+10.76%) Homeowner's exemption	$61,910 (+11.43%) Land $11,360 Building $50,550	$619,100 (+11.43%) Land $113,600 Building $505,500
2022	$2,026.00 Homeowner's exemption	$55,560 Land $10,310 Building $45,250	$555,600 Land $103,100 Building $452,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030057011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 16 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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