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245 Rock Spring Loop, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 245 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,547 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$265,200 (2018)
Tax Bill$6,021.00 (2025)

Property Details

APN / Parcel Number

Primary APN027015-1450

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,547 sqft Living Area
Gross Area2,088 sqft Gross Area
1st Floor1,547 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area406 sqft Garage
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address245 ROCK SPRING LOOP
CitySAINT AUGUSTINE
StateFL
Zip32095-0018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description82/48-57 BANNON LAKES PHASE 1B-1A LOT 145 OR4618/279 & 5694/1587
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1B-1A
Legal Phase1B
Legal Block2
Legal Lot Number145
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2066
Census Tract20904

Owner

Source: St. Johns County records · APN 027015-1450

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address245 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0018
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 11, 2019Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
KBHS HM LNS LLC
Sep 27, 2018Grant Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Deed Doc Number201870090
Deed Book / Page4618 / 279
Record RefreshedJun 08, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 13, 2023
Property Address245 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0018
Document Number0056941587
Book / Page5694 / 1587
Map ReferenceMB 82 PG 48-57
Instrument DateJan 13, 2023
Instrument2023003511
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address245 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0018

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0018

December 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 11, 2019
Property Address245 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0018
Document Number0048471600
Book / Page004847 / 001600
Instrument DateNov 27, 2019
Instrument93119
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 23, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,871.81
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 BLUEJACK LN ST AUGUSTINE FL 320959034, ST AUGUSTINE, FL 32095-9034

Mortgage

Document Number48471602
DateDec 11, 2019
Book Page004847/001602
Instrument93120
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2049

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 27, 2018
Property Address245 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0018
Document Number0046180279
Book / Page004618 / 000279
Instrument DateSep 26, 2018
Instrument70090
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 11, 2018
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$1,856.40
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address245 ROCK SPRING LOOP ST AUGUSTINE FL 320950018, ST AUGUSTINE, FL 32095-0018

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$246,770 (+2.7%)$292,398 (-4.37%) Land $75,000 Building $217,398
2025$6,021.00 (+9.69%) Homeowner's exemption$240,282 (+2.9%)$305,757 (-3.53%) Land $70,000 Building $235,757
2024$5,489.00 (+1.01%) Homeowner's exemption$233,510 (+3%)$316,935 (+5.56%) Land $70,000 Building $246,935
2023$5,434.00 (+3.86%) Homeowner's exemption$226,709 (+3%)$300,250 (+9.73%) Land $70,000 Building $230,250
2022$5,232.00 Homeowner's exemption$220,106$273,615 Land $61,600 Building $212,015

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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