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232 Rock Spring Loop, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 232 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,547 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$297,400 (2021)
Tax Bill$6,836.00 (2025)

Property Details

APN / Parcel Number

Primary APN027015-1040

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,547 sqft Living Area
Gross Area1,973 sqft Gross Area
1st Floor1,547 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area426 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address232 ROCK SPRING LOOP
CitySAINT AUGUSTINE
StateFL
Zip32095-0017
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description82/48-57 BANNON LAKES PHASE 1B-1A LOT 104 OR5442/1650
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1B-1A
Legal Phase1B
Legal Block2
Legal Lot Number104
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027015-1040

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address232 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0017
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
PULTE MORTGAGE LLC
Dec 13, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Deed Doc Number2021134223
Deed Book / Page5442 / 1650
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address232 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0017
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyPGP TITLE OF FLORIDA INC, PGP TITLE OF FLORIDA

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0017

Mortgage

Document Number0055010536
DateFeb 24, 2022
Book Page5501/536
Instrument2022020688
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2051

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 13, 2021
Property Address232 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0017
Document Number0054421650
Book / Page5442 / 1650
Map ReferenceMB 82 PG 48-57
Instrument DateNov 23, 2021
Instrument2021134223
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,081.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0017

Mortgage

Document Number0054421652
DateDec 13, 2021
Instrument5442/1652
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$296,490 (-1.43%) Land $75,000 Building $221,490$296,490 (-3.28%) Land $75,000 Building $221,490
2025$6,836.00 (+9.8%) Homeowner's exemption$300,790 (+2.9%)$306,548 (-5.71%) Land $70,000 Building $236,548
2024$6,226.00 (+1.1%) Homeowner's exemption$292,313 (+3%)$325,098 (+6.15%) Land $80,000 Building $245,098
2023$6,158.00 (+3.64%) Homeowner's exemption$283,799 (+3%)$306,252 (+11.15%) Land $80,000 Building $226,252
2022$5,942.00 Homeowner's exemption$275,533$275,533 Land $67,200 Building $208,333

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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