245 Riverside St, Oakville, CT 06779 Property Records

Watertown Town property record for 245 Riverside St, Oakville, CT 06779

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,432 sqft · built 1920
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (May 2023)
Tax Bill	$5,467 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
APN	`WATE M:123 B:200 L:51`

Property Details

APN / Parcel Number

Primary APN	`WATE M:123 B:200 L:51`
Alternative APNs	`WTWN M:123 B:200 L:51` `4380`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	944 sqft
Basement Area	944 sqft
Unfinished Basement	684 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	4380
Street Address	245 RIVERSIDE ST
City	OAKVILLE
State	CT
Zip	06779-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	200
Legal Lot Number	51
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3006
Census Tract	360400

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 RIVERSIDE ST, OAKVILLE, CT 06779-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THOMASTON SAVINGS BANK
Mar 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Oct 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Mar 2, 2023 · Amount on Record
Deed Document Number	2023134103
Deed Book / Page	2286 / 272
Transfer Doc	2033-327
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	May 15, 2023
Property Address	245 RIVERSIDE ST, WATERTOWN, CT 06779-1539
Document Number	002286-272
Book / Page	2286 / 272
Instrument Date	May 15, 2023
Instrument	134103
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 RIVERSIDE ST, WATERTOWN, CT 06779-1539

Mortgage

Document Number	0000134105
Date	May 15, 2023
Instrument	134105

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2033
Max Rate At Change	2.75%
Index	1-Year CMT

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Mar 2, 2023
Property Address	245 RIVERSIDE ST, WATERTOWN, CT 06779-1539
Document Number	002279-150
Book / Page	2279 / 150
Instrument Date	Feb 28, 2023
Instrument	133266
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 RIVERSIDE ST, OAKVILLE, CT 06779-1539

Mortgage

Document Number	0000133267
Date	Mar 2, 2023
Instrument	133267

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN CT
Recording Date	Oct 10, 2017
Property Address	245 RIVERSIDE ST, WATERTOWN, CT 06779-1539
Document Number	2033-327
Book / Page	002033 / 000327
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 RIVERSIDE ST WATERTOWN CT 067791539, WATERTOWN, CT 06779-1539

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,467.00	$182,000 (+57.85%) Land $39,340 Building $142,660	$127,400 Land $27,538 Building $99,862
2024	$5,467.00 (+28.64%)
2023	$4,250.00 (+5.49%)	$115,300 (-) Land $40,000 Building $75,300
2022	$4,029.00	$115,300 Land $40,000 Building $75,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: Verizon.

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