221 Riverside St, Oakville, CT 06779 Property Records

Watertown Town property record for 221 Riverside St, Oakville, CT 06779

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1920
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jun 2022)
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2019 Sale & Mortgage
APN	`WATE M:123 B:200 L:56`

Property Details

APN / Parcel Number

Primary APN	`WATE M:123 B:200 L:56`
Alternative APNs	`WTWN M:123 B:200 L:56` `1890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1890
Street Address	221 RIVERSIDE ST
City	OAKVILLE
State	CT
Zip	06779-1539
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R125
Legal Block	200
Legal Lot Number	56
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3006
Census Tract	360400

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 RIVERSIDE ST, OAKVILLE, CT 06779-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	2022130513
Deed Book / Page	2249 / 37
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Jun 6, 2022
Property Address	221 RIVERSIDE ST, WATERTOWN, CT 06779-1539
Document Number	0002249-37
Book / Page	2249 / 37
Instrument Date	Jun 3, 2022
Instrument	130513
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 BUSSING AVE, BRONX, NY 10466-2103

Mortgage

Document Number	0000130515
Date	Jun 6, 2022
Instrument	130515

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Mar 19, 2019
Property Address	221 RIVERSIDE ST, WATERTOWN, CT 06779-1539
Document Number	2085-170
Book / Page	2085 / 170
Instrument Date	Mar 14, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2085172
Date	Mar 19, 2019
Instrument	2085/172

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,136.00	$204,260 (+61.98%) Land $40,810 Building $163,450	$142,982 Land $28,567 Building $114,415
2024	$6,136.00 (+32.01%)
2023	$4,648.00 (+5.49%)	$126,100 (-) Land $44,200 Building $81,900
2022	$4,406.00	$126,100 Land $44,200 Building $81,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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