St. Johns County property record for 245 Palmetto Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,406 sqft · built 1987 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,500 (Oct 2001) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 076360-0000 |
| Primary APN | 076360-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 2,145 sqft |
| 1st Floor Area | 1,406 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 PALMETTO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 10-59 ST AUG PARK UT 1 BLK 11 LOTS 34 35 & 36 OR1663/966 & 4508/1486 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 93 |
| Legal Subdivision | ST. AUGUSTINE PARK UNIT 1 |
| Legal Block | 11 |
| Legal Lot Number | 34 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Feb 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2001 · Amount on File |
| Deed Sale | Oct 16, 2001 · Amount on File |
| Deed Document Number | 200153602 |
| Deed Book / Page | 1663 / 966 |
| Last Transfer Date | Feb 27, 2018 |
| Transfer Doc | 0045081486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 245 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8117 |
| Document Number | 0053060161 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 5306/161 |
| Instrument | 2021072992 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 245 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8117 |
| Document Number | 0045081486 |
| Book / Page | 004508 / 001486 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 13170 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 245 PALMETTO DR ST AUGUSTINE FL 320958117, ST AUGUSTINE, FL 32095-8117 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,704 (+2.7%) | $303,373 (+4.66%) Land $69,000 Building $234,373 | |
| 2025 | $1,123.00 (+23.41%) Homeowner's exemption Senior Citizen's exemption | $122,399 (+2.9%) | $289,857 (+7.38%) Land $69,000 Building $220,857 |
| 2024 | $910.00 (+3.53%) Homeowner's exemption Senior Citizen's exemption | $118,949 (+3%) | $269,940 (-3.76%) Land $69,000 Building $200,940 |
| 2023 | $879.00 (+6.29%) Homeowner's exemption Senior Citizen's exemption | $115,484 (+3%) | $280,481 (-0.76%) Land $63,000 Building $217,481 |
| 2022 | $827.00 Homeowner's exemption Senior Citizen's exemption | $112,120 | $282,639 Land $60,480 Building $222,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 6 (2016–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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