St. Johns County property record for 240 Palmetto Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,038 sqft · built 1989 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,400 (Apr 2021) |
| Tax Bill | $2,519 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076500-0410 |
| Primary APN | 076500-0410 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 1,254 sqft |
| 1st Floor Area | 750 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 100 ft deep x 172 ft wide |
| Garage Area | 730 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 240 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 240 PALMETTO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 10-59 ST AUG PARK UT 1 BLK 12 LOTS 39 40 41 & 42 OR4383/1673 & 5252/1257 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 93 |
| Legal Subdivision | ST. AUGUSTINE PARK UNIT 1 |
| Legal Block | 12 |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Jun 5, 2017 | Warranty Deed, Transfer · FHA Mortgage FBT MORTGAGE LLC |
| Feb 16, 2017 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Prior Sale | Jun 5, 2017 · Amount on Record |
| Deed Document Number | 202148424 |
| Deed Book / Page | 5252 / 1257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 29, 2021 |
| Property Address | 240 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8116 |
| Document Number | 0052521257 |
| Book / Page | 5252 / 1257 |
| Map Reference | MB 10 PG 58&59 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021048424 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $618.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 CASTILE ST, SAINT AUGUSTINE, FL 32080-5602 |
| Name | Verified Name |
|---|---|
| Address | 240 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8116 |
| Document Number | 0052521258 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 5252/1258 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 5, 2017 |
| Property Address | 240 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8116 |
| Document Number | 0043831673 |
| Book / Page | 4383 / 1673 |
| Map Reference | MB10 PG58&59 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 2017038432 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5700 CAPO ISLAND RD, 5700, SAINT AUGUSTINE, FL 32095-8022 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2240 PALMETTO DR, SAINT AUGUSTINE, FL 32095 |
| Document Number | 2017038433 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 2017038433 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 16, 2017 |
| Property Address | 240 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8116 |
| Document Number | 0043320278 |
| Book / Page | 004332 / 000278 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 11456 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2017 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5700 CAPO ISLAND RD ST AUGUSTINE FL 320958022, ST AUGUSTINE, FL 32095-8022 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,807 (+2.7%) | $267,955 (+3.81%) Land $81,104 Building $186,851 | |
| 2025 | $2,519.00 (+14.03%) Homeowner's exemption | $200,396 (+2.9%) | $258,126 (+1.86%) Land $81,104 Building $177,022 |
| 2024 | $2,209.00 (+2.17%) Homeowner's exemption | $194,748 (+3%) | $253,420 (-1.61%) Land $81,104 Building $172,316 |
| 2023 | $2,162.00 (+3.44%) Homeowner's exemption | $189,076 (+3%) | $257,571 (+3.18%) Land $74,051 Building $183,520 |
| 2022 | $2,090.00 Homeowner's exemption | $183,569 | $249,634 Land $71,089 Building $178,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 6 (2016–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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