232 Oxford Rd, Moyock, NC 27958 Property Records

Currituck County property record for 232 Oxford Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,859 sqft · built 2014
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on Record
Last Sale	$2,675,000 (Jun 2021)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8020-86-4907`

Property Details

APN / Parcel Number

Primary APN	`8020-86-4907`
Alternative APNs	`011C00000120000` `000151302` `8020-86`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,859 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	436,471 sqft (10 acres)

Exterior Amenities

Deck Area	495 sqft
Patio Area	495 sqft
Lean-To	480 sqft
Utility Building	4,480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000151302
Street Address	232 OXFORD RD
City	MOYOCK
State	NC
Zip	27958-8763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 12 CAHOON FARMS PHASE 2
Legal Subdivision	CAHOON FARMS
Legal Phase	2
Legal Lot Number	12
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1015
Census Tract	110201

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 OXFORD RD, MOYOCK, NC 27958-8763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · Commercial Mortgage JEFFREY SMITH
Jun 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MARK TROTMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	2021365098
Deed Book / Page	1627 / 628
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Aug 31, 2022
Property Address	232 OXFORD RD, MOYOCK, NC 27958-8763
Document Number	0017080532
Book / Page	1708 / 532
Map Reference	MB 3 PG 70
Instrument Date	Jul 11, 2022
Instrument	378417
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 HARMONY HILL LN, CARY, NC 27513-8306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HARMONY HILL LN, CARY, NC 27513-8306

Mortgage

Document Number	0000378378
Date	Aug 31, 2022
Instrument	378378

Lender

Name	JEFFREY SMITH
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 1, 2021
Property Address	232 OXFORD RD, MOYOCK, NC 27958-8763
Document Number	0016270628
Book / Page	1627 / 628
Map Reference	CAB I SL 316-317
Instrument Date	May 20, 2021
Instrument	365098
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7025 SYLVIA DR, LEXINGTON, MI 48450-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OXFORD RD, MOYOCK, NC 27958-8763
Investor	Possibly a Property Investor

Mortgage

Document Number	0000365032
Date	Jun 1, 2021
Instrument	365032

Lender

Name	MARK TROTMAN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	May 28, 2024

Mortgage

Document Number	0016270630
Date	Jun 1, 2021
Book Page	1627/630
Instrument	365099

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,802.00 (-0.39%)	$557,200 (-) Land $160,200 Building $397,000
2024	$3,817.00 (+9.97%)	$557,200 (-) Land $160,200 Building $397,000
2023	$3,471.00 (+37.85%)	$557,200 (+16.33%) Land $160,200 Building $397,000	$557,200 (+16.33%) Land $160,200 Building $397,000
2022	$2,518.00	$479,000 Land $160,200 Building $318,800	$479,000 (-14.03%) Land $160,200 Building $318,800
2021			$557,200 Land $160,200 Building $397,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

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