245 Orchard Mill Rd, Hampstead, NC 28443 Property Records

Pender County property record for 245 Orchard Mill Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,510 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2017)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3283-71-8413-0000`

Property Details

APN / Parcel Number

Primary APN	`3283-71-8413-0000`
Alternative APNs	`400976091` `976091`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,510 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400976091
Street Address	245 ORCHARD MILL RD
City	HAMPSTEAD
State	NC
Zip	28443-5159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 16 PB 57/148 PH I
Legal Subdivision	FOREST HILLS AT HAMPSTEAD PH 1
Legal Phase	1
Legal Lot Number	16
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1013
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 ORCHARD MILL RD, HAMPSTEAD, NC 28443-5159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN SEC MTG
Jun 26, 2017	Warranty Deed, Subdivision Related Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	0029624645
Deed Book / Page	2962 / 4645
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	245 ORCHARD MILL RD, HAMPSTEAD, NC 28443-5159
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047542230
Date	Jun 7, 2021
Book Page	4754/2230

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Jun 6, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	245 ORCHARD MILL RD, HAMPSTEAD, NC 28443-5159
Document Number	0047230550
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 ORCHARD MILL RD HAMPSTEAD NC 284435159, HAMPSTEAD, NC 28443-5159

Mortgage

Document Number	0047230550
Date	Aug 31, 2020
Book Page	004723/000550
Instrument	20069149

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 26, 2017
Property Address	245 ORCHARD MILL RD, HAMPSTEAD, NC 28443-5159
Document Number	0046452962
Book / Page	004645 / 002962
Instrument Date	Jun 7, 2017
Instrument	20025423
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	245 ORCHARD MILL RD HAMPSTEAD NC 284435159, HAMPSTEAD, NC 28443-5159

Mortgage

Document Number	46452964
Date	Jun 26, 2017
Book Page	004645/002964
Instrument	20025424

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (+9.76%)	$548,666 (+50.32%) Land $64,500 Building $484,166	$548,666 (+50.32%) Land $64,500 Building $484,166
2023		$364,993 (-) Land $92,040 Building $272,953	$364,993 (-) Land $92,040 Building $272,953
2022	$3,258.00	$364,993 Land $92,040 Building $272,953	$364,993 Land $92,040 Building $272,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Orchard Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures