185 Orchard Mill Rd, Hampstead, NC 28443 Property Records

Pender County property record for 185 Orchard Mill Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,047 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jan 2021)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3283-81-1450-0000`

Property Details

APN / Parcel Number

Primary APN	`3283-81-1450-0000`
Alternative APNs	`400001367` `949916`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,047 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	400001367
Street Address	185 ORCHARD MILL RD
City	HAMPSTEAD
State	NC
Zip	28443-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 19 PB 57/148 PH I
Legal Subdivision	FOREST HILLS AT HAMPSTEAD PH 1
Legal Phase	1
Legal Lot Number	19
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1013
Census Tract	920203

Owner

185 Orchard Mill Rd is owned by two individuals who acquired it in January 2021.

Source: Pender County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 VISTA LN, HAMPSTEAD, NC 28443-7318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Jan 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Jan 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Deed Book / Page	4737 / 1986
Last Transfer Date	Jan 19, 2021
Transfer Doc	0047381081
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	185 ORCHARD MILL RD, HAMPSTEAD, NC 28443-5139
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047721638
Date	Nov 30, 2021
Book Page	4772/1638

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 19, 2021
Property Address	185 ORCHARD MILL RD, HAMPSTEAD, NC 28443-5139
Document Number	0047381081
Book / Page	004738 / 001081
Instrument Date	Jan 7, 2021
Instrument	20076648
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VISTA LN HAMPSTEAD NC 284437318, HAMPSTEAD, NC 28443-7318

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 12, 2021
Property Address	185 ORCHARD MILL RD, HAMPSTEAD, NC 28443-5139
Document Number	0047371986
Book / Page	004737 / 001986
Instrument Date	Jan 7, 2021
Instrument	20076316
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VISTA LANA HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Tax Assessment & Valuation

The 2025 property tax bill for 185 Orchard Mill Rd was $3,982.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00	$695,809 Land $64,500 Building $631,309	$695,809 Land $64,500 Building $631,309
2023		$354,472 Land $92,040 Building $262,432	$354,472 Land $92,040 Building $262,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Orchard Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Orchard Mill Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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