Cumberland County and Harpswell Town property record for 245 Oak Ledge Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1975 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,350 (2025) |
| Deeds & Mortgages | Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:051 L:077 |
| Primary APN | HARP M:051 L:077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 4,266 sqft |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3767 |
|---|---|
| Street Address | 245 OAK LEDGE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Lot Number | 77 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 17102 |
245 Oak Ledge Rd is owned and occupied by an individual who acquired it in January 2026.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 OAK LEDGE RD, HARPSWELL, ME 04079-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 |
| Deed Sale | Jan 16, 2026 |
| Deed Document Number | 20261828 |
| Deed Book / Page | 41997 / 27 |
| Record Updated | Sep 20, 2026 |
| Document Type | Other |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Jan 16, 2026 |
| Property Address | 245 OAK LEDGE RD, HARPSWELL, ME 04079-4220 |
| Document Number | 0419970027 |
| Book / Page | 41997 / 27 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 1828 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 OAK LEDGE RD, HARPSWELL, ME 04079-4220 |
The 2025 property tax bill for 245 Oak Ledge Rd was $2,350, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,350.00 (+4.72%) | $352,800 (-) Land $100,800 Building $252,000 |
| 2024 | $2,244.00 (+4.28%) | $352,800 (-) Land $100,800 Building $252,000 |
| 2023 | $2,152.00 (+3.36%) | $352,800 (-) Land $100,800 Building $252,000 |
| 2022 | $2,082.00 | $352,800 Land $100,800 Building $252,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 245 Oak Ledge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Oak Ledge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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