232 Oak Ledge Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 232 Oak Ledge Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,334 sqft · built 1955
Lot Size1.31 acres (57,064 sqft)
OwnerIndividual Name on Record
Tax Bill$1,690 (2025)
Flood ZoneZone X (minimal risk)
APNHARP M:051 L:136

Property Details

APN / Parcel Number

Primary APNHARP M:051 L:136
Alternative APN
  • 3796

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,334 sqft Living Area
Gross Area4,434 sqft
1st Floor Area1,334 sqft
AtticAttic
Attic Area1,284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area57,064 sqft (1.31 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3796
Street Address232 OAK LEDGE RD
CityHARPSWELL
StateME
Zip04079-4228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIN
Legal Lot Number136
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group3
Census Block3000
Census Tract17102

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 OAK LEDGE RD, HARPSWELL, ME 04079-4228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,690.00 (+4.71%)$253,700 (-) Land $76,900 Building $176,800
2024$1,614.00 (+4.26%)$253,700 (-) Land $76,900 Building $176,800
2023$1,548.00 (+3.41%)$253,700 (-) Land $76,900 Building $176,800
2022$1,497.00$253,700 Land $76,900 Building $176,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Ledge Rd

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