245 Oak Common Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 245 Oak Common Ave, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2004
Square Footage	3,478 sqft Living Area
Lot Size	18,295 sqft (0.42 acres)
Occupancy	Owner Occupied
Last Sale	$525,000 (2007)
Tax Bill	$8,937.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`072083-0610`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	17 Plumbing Fixtures
Building Area	3,478 sqft Living Area
Gross Area	4,158 sqft Gross Area
1st Floor	2,323 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,295 sqft (0.42 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	680 sqft Garage
Patio Area	236 sqft Patio
Porch Area	464 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	245 OAK COMMON AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-6803
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	45/27-30 MARSHALL CREEK DRI UT MUB-3 LOT 61 OR2989/430
Legal Range	29E
Legal Township	06S
Legal Section	04
Legal Subdivision	MARSHALL CREEK DRI UNIT MUB-2
Legal Block	4
Legal Lot Number	61
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4061
Census Tract	20606

Owner

Source: St. Johns County records · APN 072083-0610

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2007 · Amount on Record
Deed Sale	Oct 02, 2007 · Amount on Record
Prior Sale	Jan 05, 2007 · Amount on Record
Deed Doc Number	200766013
Deed Book / Page	2989 / 430
Record Refreshed	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	245 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803

Mortgage

Document Number	0057830544
Date	Jun 28, 2023
Book Page	5783/544
Instrument	2023050350

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	8.25%
Max Rate At Change	10.2%
Index	Other
Max Rate	13.2%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,943 (+2.7%)	$665,140 (+4.61%) Land $155,000 Building $510,140
2025	$8,937.00 (+8.03%) Homeowner's exemption	$399,166 (+2.9%)	$635,830 (-0.4%) Land $135,000 Building $500,830
2024	$8,273.00 (+2.71%) Homeowner's exemption	$387,916 (+3%)	$638,388 (-0.91%) Land $130,000 Building $508,388
2023	$8,055.00 (+1.55%) Homeowner's exemption	$376,617 (+3%)	$644,281 (+20.88%) Land $130,000 Building $514,281
2022	$7,932.00 Homeowner's exemption	$365,648	$533,013 Land $112,000 Building $421,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.