225 Oak Common Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 225 Oak Common Ave, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,239 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2011)
Tax Bill	$9,641 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072083-0660`

Property Details

APN / Parcel Number

Primary APN	`072083-0660`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,239 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	2,239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	366 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 OAK COMMON AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/27-30 MARSHALL CREEK DRI UT MUB-3 LOT 66 OR3465/1921
Legal Range	29E
Legal Township	06S
Legal Section	04
Legal Subdivision	MARSHALL CREEK DRI UNIT MUB-3
Legal Block	4
Legal Lot Number	66
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4061
Census Tract	20606

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2011 · Amount on Record
Deed Sale	Aug 19, 2011 · Amount on Record
Prior Sale	Jun 23, 2004 · Amount on Record
Deed Document Number	201141440
Deed Book / Page	3465 / 1921
Prior Transfer Date	Dec 30, 2010
Prior Transfer Doc	0033961884
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803
Document Number	0043661977
Book / Page	004366 / 001977
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 OAK COMMON AVE ST AUGUSTINE FL 320956803, ST AUGUSTINE, FL 32095-6803

Mortgage

Document Number	0043661977
Date	May 1, 2017
Book Page	004366/001977
Instrument	30160

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,412 (+2.7%)	$536,842 (+8.58%) Land $155,000 Building $381,842
2025	$9,641.00 (+8.19%) Homeowner's exemption	$451,229 (+5.99%)	$494,409 (-0.81%) Land $135,000 Building $359,409
2024	$8,911.00 (+2.64%)
2023	$8,682.00 (+2.09%) Homeowner's exemption	$425,740 (+3.82%)	$498,450 (+21.55%) Land $130,000 Building $368,450
2022	$8,504.00 Homeowner's exemption	$410,094	$410,094 Land $112,000 Building $298,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20