Kane County property record for 245 N Worth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,521 sqft · built 1928 |
| Lot Size | 0.22 acres (9,578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jun 2024) |
| Tax Bill | $10,431 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-151-003 |
| Primary APN | 06-14-151-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 3,517 sqft |
| Basement Area | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,578 sqft (0.22 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 245 N WORTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADDN LOT 20 BLOCK 3 |
| Legal Subdivision | GEORGE E LINKFIELDS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 851102 |
245 N Worth Ave is owned by two individuals who bought it in June 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9883 ALAMO DR, NORTHGLENN, CO 80260-6010 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Prior Sale | Nov 20, 2006 · Amount on File |
| Deed Document Number | 202421444 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 0000089678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 245 N WORTH AVE, ELGIN, IL 60123-3446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021244 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021K021244 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 245 N Worth Ave was $10,431.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,431.00 | $144,734 (+8.57%) Land $25,184 Building $119,550 | $434,376 (+8.57%) Land $75,582 Building $358,794 |
| 2024 | $133,309 Land $23,196 Building $110,113 | $400,087 Land $69,616 Building $330,471 | |
| 2022 | $8,568.00 (+4.77%) Homeowner's exemption | $109,816 (+6.96%) Land $19,108 Building $90,708 | $329,448 (+6.96%) Land $57,324 Building $272,124 |
| 2021 | $8,178.00 Homeowner's exemption | $102,671 Land $17,865 Building $84,806 | $308,013 Land $53,595 Building $254,418 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 245 N Worth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 245 N Worth Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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