236 N Worth Ave, Elgin, IL 60123 Property Records

Kane County property record for 236 N Worth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,990 sqft · built 1915
Lot Size0.286 acres (12,454 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Aug 2020)
Tax Bill$8,578 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-15-277-020

Property Details

APN / Parcel Number

Primary APN06-15-277-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area3,047 sqft
Basement Area1,057 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialStucco
Construction TypeFrame
Lot Area12,454 sqft (0.286 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address236 N WORTH AVE
CityELGIN
StateIL
Zip60123-3447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCQUEENS ADDN NORTH 33 FT LOT 4 & ALL OF LOT 5
Legal SubdivisionMCQUEENS ADDN
Legal Block3
Legal Lot Number4,5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3021
Census Tract851102

Owner

236 N Worth Ave is owned and occupied by an individual who bought it in August 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address236 N WORTH AVE, ELGIN, IL 60123-3447
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Apr 13, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 3, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2020 · Amount on File
Deed SaleAug 3, 2020 · Amount on File
Prior SaleJan 18, 2013 · Amount on File
Deed Document Number202042481
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address236 N WORTH AVE, ELGIN, IL 60123-3447
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048105
DateSep 29, 2022
Instrument2022K048105
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address236 N WORTH AVE, ELGIN, IL 60123-3447
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017049
DateApr 13, 2018
Instrument2018K017049
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44104
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 3, 2020
Property Address236 N WORTH AVE, ELGIN, IL 60123-3447
Document Number0000042481
Instrument DateJun 11, 2020
Instrument2020K042481
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 N WORTH AVE, ELGIN, IL 60123-3447

Mortgage

Document Number0000042482
DateAug 3, 2020
Instrument2020K042482
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2050
Interest
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 236 N Worth Ave was $8,578 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,578.00 Homeowner's exemption$120,450 (+8.57%) Land $29,265 Building $91,185$361,495 (+8.57%) Land $87,830 Building $273,664
2024$110,942 Land $26,955 Building $83,987$332,959 Land $80,897 Building $252,062
2022$7,404.00 (+4.47%) Homeowner's exemption$91,391 (+6.96%) Land $22,205 Building $69,186$274,173 (+6.96%) Land $66,615 Building $207,558
2021$7,087.00 Homeowner's exemption$85,444 Land $20,760 Building $64,684$256,332 Land $62,280 Building $194,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 236 N Worth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 236 N Worth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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