245 Mt Harvard Ave, Severance (Windsor), CO 80550 Property Records

Weld County property record for 245 Mt Harvard Ave, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,673 sqft · built 2018
Lot Size	0.208 acres (9,076 sqft)
Owner	Company Name on Record
Last Sale	$354,600 (Jul 2018)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8070-23-1-00-09`

Property Details

APN / Parcel Number

Primary APN	`8070-23-1-00-09`
Alternative APNs	`0807-02-3-10-009` `R8949520`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,673 sqft Living Area
Gross Area	4,625 sqft
1st Floor Area	1,901 sqft
Basement Area	1,901 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,076 sqft (0.208 acres)
Garage Type	Attached
Garage Area	823 sqft
Porch	Slab
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8949520
Street Address	245 MT HARVARD AVE
City	SEVERANCE
State	CO
Zip	80550-4870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 10 OVERLOOK FG #1
Legal Subdivision	OVERLOOK FG # 1
Legal Block	10
Legal Lot Number	9
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2067
Census Tract	2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · VA Mortgage CHANGE LENDING LLC
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 18, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	20184415939
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	245 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MT HARVARD AVE, SEVERANCE, CO 80550-4870

Mortgage

Document Number	0004749270
Date	Aug 24, 2021
Instrument	4749270

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	245 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004565706
Date	Feb 11, 2020
Instrument	4565706

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jul 18, 2018
Property Address	245 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Document Number	0004415939
Instrument Date	Jul 13, 2018
Instrument	4415939
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 MT HARVARD AVE, SEVERANCE, CO 80550-4870

Mortgage

Document Number	0004415940
Date	Jul 18, 2018
Instrument	4415940

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,670 (+12.03%) Land $6,240 Building $29,430	$582,908 (+14.43%) Land $102,000 Building $480,908
2025	$5,620.00 (-1.42%)	$31,840 (-14.41%) Land $6,380 Building $25,460	$509,417 (-7.38%) Land $102,000 Building $407,417
2024	$5,701.00 (+4.78%)
2023	$5,441.00	$37,200 Land $7,100 Building $30,100	$549,990 Land $105,000 Building $444,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Visionary Broadband, Vistabeam.

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