244 Mt Harvard Ave, Severance (Windsor), CO 80550 Property Records

Weld County property record for 244 Mt Harvard Ave, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,580 sqft · built 2018
Lot Size	0.161 acres (6,992 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Sep 2026)
Tax Bill	$6,305 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8070-23-0-80-12`

Property Details

APN / Parcel Number

Primary APN	`8070-23-0-80-12`
Alternative APNs	`0807-02-3-08-012` `R8949478`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	3,580 sqft Living Area
Gross Area	4,814 sqft
Basement Area	1,204 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,992 sqft (0.161 acres)
Garage Type	Attached
Garage Area	1,005 sqft
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8949478
Street Address	244 MT HARVARD AVE
City	SEVERANCE
State	CO
Zip	80550-4870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 8 OVERLOOK FG #1
Legal Subdivision	OVERLOOK FG # 1
Legal Block	8
Legal Lot Number	12
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2039
Census Tract	2208

Owner

244 Mt Harvard Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Weld County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 17, 2022	Special Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 15, 2019	Deed of Trust, Mortgage · VA Mortgage GATEWAY MORTGAGE GROUP LLC
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC
Sep 7, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage BANK OF CO
Apr 4, 2018	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Apr 3, 2018	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	20265125450
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 8, 2026
Property Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Document Number	0005125450
Instrument Date	Aug 31, 2026
Instrument	20265125450
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,453.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870

Mortgage

Document Number	0005125451,
Date	Sep 8, 2026
Instrument	20265125451

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Oct 17, 2022
Property Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Document Number	0004861516
Instrument Date	Oct 14, 2022
Instrument	4861516
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870

Mortgage

Document Number	0004861517
Date	Oct 17, 2022
Instrument	4861517

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004505593
Date	Jul 15, 2019
Instrument	4505593

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004589839
Date	May 12, 2020
Instrument	4589839

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Sep 7, 2018
Property Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Document Number	0004429090
Instrument Date	Aug 31, 2018
Instrument	4429090
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	244 MT HARVARD AVE SEVERANCE CO 805504870, SEVERANCE, CO 80550-4870

Mortgage

Document Number	4429091
Date	Sep 7, 2018
Instrument	4429091

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Apr 4, 2018
Property Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Document Number	0004388174
Instrument Date	Apr 3, 2018
Instrument	4388174
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7251 W 20TH STREET LN #200 GREELEY CO 80634, 200, GREELEY, CO 80634

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	244 MT HARVARD AVE, SEVERANCE, CO 80550-4870
Document Number	0004388076
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7251 W 20TH ST #L200 GREELEY CO 806344626, L200, GREELEY, CO 80634-4626

Tax Assessment & Valuation

The 2025 property tax bill for 244 Mt Harvard Ave was $6,305, down 2.5% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,970 (-2.1%) Land $6,240 Building $28,730	$571,472 (-) Land $102,000 Building $469,472
2025	$6,305.00 (-2.49%)	$35,720 Land $6,380 Building $29,340	$571,472 Land $102,000 Building $469,472
2024	$6,466.00 (+4.78%)
2023	$6,171.00	$41,690 Land $7,100 Building $34,590	$616,373 Land $105,000 Building $511,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 244 Mt Harvard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Mt Harvard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Visionary Broadband, Vistabeam.

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