245 Moonlight Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 245 Moonlight Trl, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,934 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0792980`

Property Details

APN / Parcel Number

Primary APN	`R0792980`
Alternative APNs	`07-3967-06-1-02-13-0000` `0000973083`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,934 sqft Living Area
1st Floor Area	2,164 sqft
Attic	Attic
Attic Area	770 sqft
Basement Area	2,164 sqft
Finished Basement	2,164 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000973083
Street Address	245 MOONLIGHT TRL
City	KALISPELL
State	MT
Zip	59901-7705
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S06, T28 N, R20 W, TR 1CD IN L 2 & SW4NE4
Legal Range	20W
Legal Township	28N
Legal Section	06
Legal Subdivision	CERTIFICATE OF SURVEY NO 7785
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	4
Census Block	4004
Census Tract	1306

Owner

Source: Flathead County records · APN R0792980

Assessment roll updated September 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 MOONLIGHT TRL, KALISPELL, MT 59901-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK/MONTANA
Jun 11, 2019	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA
Jan 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jun 05, 2026
Property Address	245 MOONLIGHT TRL, KALISPELL, MT 59901-7705
Document Number	0000011334
Instrument Date	Jun 01, 2026
Instrument	202611334
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	245 MOONLIGHT TRL, KALISPELL, MT 59901-7705
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011334,
Date	Jun 05, 2026
Instrument	202611334

Lender

Name	THREE RIVERS BANK/MONTANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	245 MOONLIGHT TRL, KALISPELL, MT 59901-7705
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011396
Date	Jun 11, 2019
Instrument	201900011396

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 11, 2020

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	245 MOONLIGHT TRL, KALISPELL, MT 59901-7705
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001543
Date	Jan 13, 2021
Instrument	202100001543

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Fair-Mont-Egan Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (-28.48%)	$1,074,500 (+32.34%)	$1,074,500 (+32.34%) Land $259,900 Building $814,600
2023	$5,621.00	$811,900	$811,900 Land $153,400 Building $658,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Richon Fixed Wireless	100 / 50

Based on FCC filings for 12 locations within half a mile of this property.

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