165 Moonlight Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 165 Moonlight Trl, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,576 sqft · built 1989
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,300 (Aug 2021)
Tax Bill	$3,154 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0781962`

Property Details

APN / Parcel Number

Primary APN	`R0781962`
Alternative APNs	`07-3967-06-1-02-05-0000` `0000784598`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,104 sqft
2nd Floor Area	1,472 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,740 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	427 sqft
Shed	1 Shed
Shed Area	140 sqft
Lean-To	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000784598
Street Address	165 MOONLIGHT TRL
City	KALISPELL
State	MT
Zip	59901-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S06, T28 N, R20 W, 1CAB IN L 2
Legal Range	20W
Legal Township	28N
Legal Section	06
Legal Subdivision	SURVEY NO 6506
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	4
Census Block	4004
Census Tract	1306

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 MOONLIGHT TRL, KALISPELL, MT 59901-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEARWATER FCU
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	202127821
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	165 MOONLIGHT TRL, KALISPELL, MT 59901-1309
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500022699
Date	Oct 20, 2025
Instrument	202500022699

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	165 MOONLIGHT TRL, KALISPELL, MT 59901-1309
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200030113
Date	Dec 9, 2022
Instrument	202200030113

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2042

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 9, 2021
Property Address	165 MOONLIGHT TRL, KALISPELL, MT 59901-1309
Document Number	202100027821
Instrument Date	Aug 9, 2021
Instrument	202100027821
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	165 MOONLIGHT TRL, KALISPELL, MT 59901-1309

Mortgage

Document Number	202100027822
Date	Aug 9, 2021
Instrument	202100027822

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Fair-Mont-Egan Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,154.00 (-34.89%)	$972,900 (+39.05%)
2025			$972,900 (+39.05%) Land $259,900 Building $713,000
2023	$4,844.00	$699,700	$699,700 Land $153,400 Building $546,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications, MontanaSky Networks.

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