245 Mill Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 245 Mill Rd, Westhampton Beach, NY 11978

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 6,101 sqft · built 1988
Lot Size	0.81 acres (35,284 sqft)
Owner	Company Name on Record
Last Sale	$1,025,000 (Nov 2024)
Tax Bill	$4,307 (2024)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0905-008.00-02.00-020.000`

Property Details

APN / Parcel Number

Primary APN	`0905-008.00-02.00-020.000`
Alternative APNs	`473607 008.000-0002-020.000` `360700800000020200000000` `47360072660`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	6,101 sqft Living Area
1st Floor Area	6,101 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Lot Area	35,284 sqft (0.81 acres)
View / Lot	Below Average
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	245 MILL RD
City	WESTHAMPTON BEACH
State	NY
Zip	11978-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LD EQ 87 +3500
Legal Block	2
Legal Lot Number	20
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3009
Census Tract	190502

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2577 ROUTE 112, MEDFORD, NY 11763-2519
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Deed Book / Page	13273 / 198
Prior Transfer Date	Sep 23, 2002
Record Updated	Sep 20, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 21, 2024
Property Address	245 MILL RD, WESTHAMPTON BEACH, NY 11978-2012
Document Number	0132730198
Book / Page	13273 / 198
Instrument Date	Oct 3, 2024
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2577 ROUTE 112, MEDFORD, NY 11763-2519

Mortgage

Document Number	0023623120
Date	Nov 21, 2024
Instrument	23623/120

Lender

Name	PROVINDENCE UNDERTAKING INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Westhampton Beach Village
Unified School District	Westhampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,296,500 (+78.85%) Land $510,700 Building $785,800	$2,057,937 (+78.85%) Land $810,635 Building $1,247,302
2024	$4,307.00 (-71.88%)		$1,150,635 (+10.32%) Land $808,730 Building $341,905
2023		$724,900 Land $509,500 Building $215,400	$1,043,022 Land $733,094 Building $309,928
2020	$15,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 367 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	417 units insured incl. 50 condo units
Nearby Flood Claims	932 (1978–2026)
Claims Outside the SFHA	77 of 932
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 294 claims Severe Blizzard, Mar 1993 · 118 claims Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20