Lincoln County property record for 245 McClay Rd, Winfield, MO 63389 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 3 ba · 1,728 sqft · built 2018 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-20-09-000-000-030.000 |
| Primary APN | 13-20-09-000-000-030.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Basement Area | 1,728 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 304,920 sqft (7 acres) |
| Street Address | 245 MCCLAY RD |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-2106 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 7.00 AC AC TRACT IN THE E PT OF THE NWSW OF SECT 9, SURVEY E1/52 |
| Legal Range | 02E |
| Legal Township | 49 |
| Legal Section | 09 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BURR OAK |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 810401 |
Source: Lincoln County records · APN 13-20-09-000-000-030.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 MCCLAY RD, WINFIELD, MO 63389-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO OF PICKETT CO |
| Dec 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 245 MCCLAY RD, WINFIELD, MO 63389-2106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002449/746 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 2449/746 |
| Instrument | 2020007787 |
| Name | PEOPLES BANK & TRUST CO OF PICKETT CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 245 MCCLAY RD, WINFIELD, MO 63389-2106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2430/0169 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 2430/0169 |
| Instrument | 2018011586 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Winfield R-IV School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (+6.92%) | $31,038 (+7.32%) Land $7,144 Building $23,894 | $163,360 (+7.32%) Land $37,600 Building $125,760 |
| 2023 | $1,663.00 (+5.59%) | $28,922 Land $6,555 Building $22,367 | $152,220 Land $34,500 Building $117,720 |
| 2022 | $1,575.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138104013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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