241 McClay Rd, Winfield, MO 63389 Property Records

Lincoln County property record for 241 McClay Rd, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,490 sqft · built 2005
Lot Size	6.15 acres (267,894 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (May 2017)
Tax Bill	$4,061 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-20-09-000-000-020.007`

Property Details

APN / Parcel Number

Primary APN	`13-20-09-000-000-020.007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,490 sqft Living Area
Basement Area	2,490 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	267,894 sqft (6.15 acres)
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	241 MCCLAY RD
City	WINFIELD
State	MO
Zip	63389-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.15 AC - 3.0 & 3.153 AC WITHIN THE MID PT OF THE W 1/2 OF SECT 9
Legal Range	02E
Legal Township	49
Legal Section	09
Jurisdiction	LINCOLN MO
Township / Civil Division	BURR OAK
Census Block Group	3
Census Block	3039
Census Tract	810401

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	241 MCCLAY RD, WINFIELD, MO 63389-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
May 16, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
May 16, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Deed Document Number	2017004395
Deed Book / Page	2410 / 0956
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	241 MCCLAY RD, WINFIELD, MO 63389-2106
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002451/140
Date	Aug 19, 2020
Book Page	2451/140
Instrument	2020009195

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	241 MCCLAY RD, WINFIELD, MO 63389-2106
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02416/0312
Date	Oct 18, 2017
Book Page	2416/0312
Instrument	2017009795

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	241 MCCLAY RD, WINFIELD, MO 63389-2106
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02410/0987
Date	May 16, 2017
Book Page	2410/0987
Instrument	2017004426

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Nov 15, 2017

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 16, 2017
Property Address	241 MCCLAY RD, WINFIELD, MO 63389-2106
Document Number	02410/0956
Book / Page	2410 / 0956
Instrument Date	May 9, 2017
Instrument	2017004395
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,061.00 (+7.38%)	$70,891 (+7.83%) Land $6,308 Building $64,583	$373,110 (+7.83%) Land $33,200 Building $339,910
2023	$3,782.00 (+10.26%)	$65,746 Land $5,795 Building $59,951	$346,030 Land $30,500 Building $315,530
2022	$3,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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