245 McCall Cir, Franklin, NC 28734 Property Records

Macon County property record for 245 McCall Cir, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,512 sqft · built 1992
Lot Size	10.6 acres (463,914 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Aug 2023)
Tax Bill	$1,707 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6587105174`

Property Details

APN / Parcel Number

Primary APN	`6587105174`
Alternative APNs	`0104128` `151907` `155761` `93270`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Heated Area
1st Floor Area	1,008 sqft
Upper Floors Area	504 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	463,914 sqft (10.6 acres)
Terrain	Steep
Garage Type	Finished
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	568 sqft
Deck Area	144 sqft
Patio Area	64 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	155761
Street Address	245 MCCALL CIR
City	FRANKLIN
State	NC
Zip	28734-6552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	IOTLA
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1020
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Oct 16, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	20235254
Deed Book / Page	R42 / 1718
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 25, 2023
Property Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552
Document Number	00R42/1718
Book / Page	R-42 / 1718
Instrument Date	Aug 16, 2023
Instrument	2023005254
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552

Mortgage

Document Number	2023005255
Date	Aug 25, 2023
Instrument	2023005255

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 16, 2022
Property Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552
Document Number	000S41/294
Book / Page	S-41 / 294
Instrument Date	Mar 16, 2022
Instrument	2022002088
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 ONE CENTER CT, 186, FRANKLIN, NC 28734-0192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552

Mortgage

Document Number	2022002089
Date	Mar 16, 2022
Instrument	2022002089

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L39/0349
Date	Sep 20, 2019
Book Page	L-39/0349
Instrument	2019006263

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	W38/0397
Date	Oct 16, 2018
Book Page	W-38/0397
Instrument	2018007166

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	245 MCCALL CIR, FRANKLIN, NC 28734-6552
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017007043
Date	Oct 16, 2017
Book Page	F-38/1186
Instrument	2017007043

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,707.00 (-0.06%)	$456,220 (+7.29%) Land $93,650 Building $362,570	$456,220 (+7.29%) Land $93,650 Building $362,570
2025	$1,708.00 (+6.42%)
2023	$1,605.00	$425,210 Land $129,490 Building $295,720	$425,210 Land $129,490 Building $295,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET.

Cell Coverage

5G (outdoors only) and 4G LTE

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