145 McCall Cir, Franklin, NC 28734 Property Records

Macon County property record for 145 McCall Cir, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1971
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (May 2022)
Tax Bill	$655 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6586183653`

Property Details

APN / Parcel Number

Primary APN	`6586183653`
Alternative APNs	`0104929` `152561` `80885`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	564 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	152561
Street Address	145 MCCALL CIR
City	FRANKLIN
State	NC
Zip	28734-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF RD 1379
Legal Subdivision	DONALD B SMITH SUBDIVISION
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1020
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	145 MCCALL CIR, FRANKLIN, NC 28734-9341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 25, 2017	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	May 25, 2007 · Amount on Record
Deed Document Number	20224247
Deed Book / Page	41 / 1333
Prior Transfer Date	Jan 21, 2005
Prior Transfer Doc	00V28/1705
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	145 MCCALL CIR, FRANKLIN, NC 28734-9341
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00B44/1420
Date	Nov 19, 2025
Book Page	B-44/1420
Instrument	2025007103

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 31, 2022
Property Address	145 MCCALL CIR, FRANKLIN, NC 28734-9341
Document Number	00W41/1333
Book / Page	W-41 / 1333
Instrument Date	May 31, 2022
Instrument	2022004247
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MCCALL CIR, FRANKLIN, NC 28734-9341

Mortgage

Document Number	2022004248
Date	May 31, 2022
Instrument	2022004248

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.9%
Index	5-Year CMT
Max Rate	9.9%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	145 MCCALL CIR, FRANKLIN, NC 28734-9341
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00X37/0929
Date	Apr 25, 2017
Book Page	X-37/0929

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$655.00 (-0.15%)	$153,960 (-) Land $33,910 Building $120,050	$153,960 (-) Land $33,910 Building $120,050
2025	$656.00 (+1.86%)	$153,960 (-) Land $33,910 Building $120,050	$153,960 (-) Land $33,910 Building $120,050
2023	$644.00	$153,960 Land $33,910 Building $120,050	$153,960 Land $33,910 Building $120,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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