245 Main Ave, Milmay, NJ 08340 Property Records

Atlantic County and Buena Vista Township property record for 245 Main Ave, Milmay, NJ 08340

Property Summary

Property Type	Single Family Home
Details	3,040 sqft · built 2005
Lot Size	7.28 acres (317,117 sqft)
Owner	Individual Name on File
Last Sale	$54,500 (Jul 2003)
Tax Bill	$14,446 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`05-08002-0000-00006-04`

Property Details

APN / Parcel Number

Primary APN	`05-08002-0000-00006-04`
Alternative APN	`05080020000604`

Interior

Stories	1 Story
Building Area	3,040 sqft Living Area
1st Floor Area	3,040 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	317,117 sqft
Garage Type	Attached

Location & Zoning

Street Address	245 MAIN AVE
City	MILMAY
State	NJ
Zip	08340-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDR2
Legal Description	NEW SUB F/6.01 A9/98
Legal Subdivision	TOWNSHIP/BUENA VISTA
Legal Block	8002
Legal Lot Number	6.4
Jurisdiction	ATLANTIC NJ
Township / Civil Division	BUENA VISTA
Census Block Group	1
Census Block	1055
Census Tract	11202

Owner

245 Main Ave is owned and occupied by an individual who acquired it in May 2020.

Source: Atlantic County and Buena Vista Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL ONE NA
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL ONE NA
Feb 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage RED OAK MORTGAGE INC
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RED OAK MORTGAGE INC
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RED OAK MORTGAGE INC
Jun 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RED OAK MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2003 · Amount on File
Deed Sale	Jul 9, 2003 · Amount on File
Prior Sale	Jul 9, 2003 · Amount on File
Deed Book / Page	7510 / 6707
Last Transfer Date	May 30, 2020
Transfer Doc	0000029774
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Recording Date	Jun 4, 2026
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Document Number	0000024533
Instrument Date	May 12, 2026
Instrument	202624533
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MAIN AVE, MILMAY, NJ 08340-3111

Mortgage

Document Number	0000024533,
Date	Jun 4, 2026
Instrument	202624533

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2046

Interest

Rate	6.3%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MAIN AVE, MILMAY, NJ 08340-3111

Mortgage

Document Number	0000004760
Date	Feb 11, 2026
Instrument	2026004760

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034113
Date	Sep 18, 2025
Instrument	2025034113

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033322
Date	Sep 11, 2025
Instrument	2025033322

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007826
Date	Feb 10, 2023
Instrument	2023007826

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	GREEN LABEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052268
Date	Sep 20, 2017
Instrument	2017052268

Lender

Name	RED OAK MORTGAGE INC
Type	Mortgage Company
Address	ADELPHIA, NJ 07710

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065319
Date	Dec 24, 2020
Instrument	2020065319

Lender

Name	RED OAK MORTGAGE INC
Type	Mortgage Company
Address	ADELPHIA, NJ 07710

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059957
Date	Oct 12, 2021
Instrument	2021059957

Lender

Name	RED OAK MORTGAGE INC
Type	Mortgage Company
Address	ADELPHIA, NJ 07710

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATLANTIC NJ
Recording Date	Jun 5, 2020
Property Address	245 MAIN AVE, MILMAY, NJ 08340-3111
Document Number	0000029774
Instrument Date	May 30, 2020
Instrument	2020029774
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	RMS TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MAIN AVENUE, BUENA VISTA TOWNSHIP, NJ

Mortgage

Document Number	0000029775
Date	Jun 5, 2020
Instrument	2020029775

Lender

Name	RED OAK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 245 Main Ave was $14,446, up 5% from the year before.

Source: Atlantic County and Buena Vista Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Buena Vista Township
Unified School District	Buena Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,000 (-) Land $88,600 Building $364,400	$453,000 (-) Land $88,600 Building $364,400
2025	$14,446.00 (+4.97%)	$453,000 Land $88,600 Building $364,400	$453,000 Land $88,600 Building $364,400
2024	$13,762.00
2023		$453,000 Land $88,600 Building $364,400	$453,000 Land $88,600 Building $364,400
2022	$13,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Main Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2010–2016)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Main Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 76% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main Ave

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